San Joaquin County property record for 2474 Luna Ave, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,977 sqft · built 2019 |
| Lot Size | 0.175 acres (7,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,240,000 (Apr 2022) |
| Tax Bill | $14,568 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-450-310-000 |
| Primary APN | 253-450-310-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,977 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,649 sqft (0.175 acres) |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2474 LUNA AVE |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 87 TRACY HILLS VILLAGE 4B, TRACT 3946 |
| Legal Subdivision | 3946 TRACY HILLS VILLAGE 4B |
| Legal Tract | 3946 |
| Legal Lot Number | 87 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1147 |
| Census Tract | 5502 |
Source: San Joaquin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2474 LUNA AVE, TRACY, CA 95377-8172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 23, 2020 | Deed of Trust, Mortgage E MTG CAP INC |
| Jan 17, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on Record |
| Deed Sale | Apr 19, 2022 · Amount on Record |
| Prior Sale | Jan 17, 2020 · Amount on Record |
| Deed Document Number | 2022-050103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 19, 2022 |
| Property Address | 2474 LUNA AVE, TRACY, CA 95377-8172 |
| Document Number | 0000050103 |
| Map Reference | MB 43 PG 42 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022-050103 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2474 LUNA AVE, TRACY, CA 95377-8172 |
| Document Number | 0000050104 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-050104 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | May 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2474 LUNA AVE, TRACY, CA 95377-8172 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2474 LUNA AVE, TRACY, CA 95377-8172 |
| Document Number | 0000164017 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-164017 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2474 LUNA AVE, TRACY, CA 95377-8172 |
| Document Number | 0000077496 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | TITLE CONNECT LLC |
| Name | Verified Name |
|---|---|
| Address | 2474 LUNA AVE TRACY CA 953778172, TRACY, CA 95377-8172 |
| Document Number | 0000077496 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 77496 |
| Name | E MTG CAP INC |
|---|---|
| Address | SANTA ANA, CA 92701 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 17, 2020 |
| Property Address | 2474 LUNA AVE, TRACY, CA 95377-8172 |
| Document Number | 0000007491 |
| Instrument Date | Jan 8, 2020 |
| Instrument | 7491 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $677.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2474 LUNA AVE TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 7492 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 7492 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2050 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $14,568.00 (+7.55%) Homeowner's exemption | $1,152,600 (-8.87%) Land $345,000 Building $807,600 |
| 2023 | $13,545.00 (+35.64%) Homeowner's exemption | $1,264,800 Land $377,400 Building $887,400 |
| 2022 | $9,986.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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