San Joaquin County property record for 2525 Luna Ave, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,533 sqft · built 2019 |
| Lot Size | 0.151 acres (6,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,000 (Aug 2019) |
| Tax Bill | $12,673 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-420-040-000 |
| Primary APN | 253-420-040-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,533 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,582 sqft (0.151 acres) |
| Garage Area | 661 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2525 LUNA AVE |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 4 TRACY HILLS VILLAGE 5A, TRACT 3891 |
| Legal Subdivision | TRACY HILLS VILLAGE 5A |
| Legal Tract | 3891 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1145 |
| Census Tract | 5502 |
2525 Luna Ave is owned and occupied by two individuals who bought it in August 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2525 LUNA AVE, TRACY, CA 95377-8173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 20, 2019 | Quit Claim Deed, Transfer EAGLE HM MTG |
| Aug 20, 2019 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Aug 20, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Deed Document Number | 201989684 |
| Prior Transfer Date | Aug 19, 2019 |
| Prior Transfer Doc | 0000089687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2525 LUNA AVE, TRACY, CA 95377-8173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2525 LUNA AVE, TRACY, CA 95377-8173 |
| Document Number | 0000143969 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-143969 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 2525 LUNA AVE, TRACY, CA 95377-8173 |
| Document Number | 0000089688 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 89688 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2525 LUNA AVENUE TRACY TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 89687 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 89687 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 19, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 2525 LUNA AVE, TRACY, CA 95377-8173 |
| Document Number | 0000089685 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 89685 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2525 LUNA AVE TRACY CA 95377, TRACY, CA 95377 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 2525 LUNA AVE, TRACY, CA 95377-8173 |
| Document Number | 0000089684 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 89684 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 16, 2020 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $747.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2525 LUNA AVE TRACY CA 95377, TRACY, CA 95377 |
| Document Number | 89686 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 89686 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | UNION CITY, CA 94587 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Document Number | 89687, |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 89687 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 19, 2034 |
The 2026 property tax bill for 2525 Luna Ave was $12,673, up 1.7% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,673.00 (+1.74%) | ||
| 2025 | $12,456.00 | $742,451 Land $191,386 Building $551,065 | |
| 2023 | $11,905.00 (+1.9%) | $713,622 Land $183,955 Building $529,667 | $988,020 |
| 2022 | $11,683.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2525 Luna Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2525 Luna Ave is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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