San Joaquin County property record for 2524 Luna Ave, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,257 sqft · built 2019 |
| Lot Size | 0.149 acres (6,474 sqft) |
| Last Sale | $850,000 (Aug 2021) |
| Tax Bill | $12,333 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 253-450-260-000 |
| Primary APN | 253-450-260-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,257 sqft Living Area |
| 1st Floor Area | 2,257 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,474 sqft (0.149 acres) |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2524 LUNA AVE |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 82 TRACY HILLS VILLAGE 4B, TRACT 3946 |
| Legal Subdivision | TRACY HILLS VILLAGE 4B |
| Legal Tract | 3946 |
| Legal Block | 1 |
| Legal Lot Number | 82 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1147 |
| Census Tract | 5502 |
2524 Luna Ave is held in a trust since August 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner Type | Company |
|---|---|
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 16, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HM MTG |
| Last Sale | Aug 30, 2021 · Amount on File |
|---|---|
| Deed Sale | Aug 30, 2021 · Amount on File |
| Prior Sale | Aug 16, 2019 · Amount on File |
| Deed Document Number | 2021145150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 30, 2021 |
| Property Address | 2524 LUNA AVE, TRACY, CA 95377-8173 |
| Document Number | 0000145150 |
| Map Reference | MB 43 PG 17 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021-145150 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Document Number | 0000145151 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-145151 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 16, 2019 |
| Property Address | 2524 LUNA AVE, TRACY, CA 95377-8173 |
| Document Number | 0000088003 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 88003 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Document Number | 88004 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 88004 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2049 |
The 2026 property tax bill for 2524 Luna Ave was $12,333, down 5.5% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,333.00 (-5.53%) | ||
| 2025 | $13,055.00 | $902,026 Land $270,608 Building $631,418 | |
| 2023 | $12,464.00 (+1.89%) | $867,000 Land $260,100 Building $606,900 | $930,780 |
| 2022 | $12,233.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2524 Luna Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1983–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2524 Luna Ave is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 73% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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