2470 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2470 Beach St, Oceano, CA 93445

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,161 sqft · built 1984
Lot Size0.026 acres (1,161 sqft)
Owner2 Owner Names on Record
Last Sale$196,000 (Jan 2009)
Tax Bill$3,026 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN062-132-029

Property Details

APN / Parcel Number

Primary APN062-132-029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,161 sqft Living Area

Exterior

Year BuiltBuilt 1984
Construction TypeWood
Lot Area1,161 sqft (0.026 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2470 BEACH ST
CityOCEANO
StateCA
Zip93445-8913
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF
Legal DescriptionTR 1006 UNIT 29 & PTN LT A
Legal SubdivisionTRACT 1006 UN 29
Legal Tract1006
Legal Lot NumberA
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2029
Census Tract12202

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2470 BEACH ST, OCEANO, CA 93445-8913
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2009 · Amount on Record
Deed SaleJan 13, 2009 · Amount on Record
Prior SaleMar 26, 1998 · Amount on Record
Deed Document Number2009001461
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2470 BEACH ST, OCEANO, CA 93445-8913
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNOVARE NATIONAL SETTLEMENT S

Transferred To (Grantee/Buyer)

NameVerified Name
Address2470 BEACH ST, OCEANO, CA 93445-8913

Mortgage

Document Number0000063921
DateNov 5, 2020
Instrument2020063921
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,026.00 (+4.78%)$252,383 (+4.04%) Land $128,767 Building $123,616
2023$2,888.00 (+1.37%)$242,585 Land $123,768 Building $118,817
2022$2,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

Nearby Properties on Beach St

Nearby Streets

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