247 Laurel Dr, Lusby, MD 20657 Property Records

Calvert County property record for 247 Laurel Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1991
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2017)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-129406`

Property Details

APN / Parcel Number

Primary APN	`01-129406`
Alternative APNs	`1129406` `129406`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	129406
Street Address	247 LAUREL DR
City	LUSBY
State	MD
Zip	20657-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 2 BLK 19 PLAT 8 WHITE SANDS
Legal Subdivision	PLAT EIGHT WHITE SANDS
Legal Block	19
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1032
Census Tract	860902

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	247 LAUREL DR, LUSBY, MD 20657-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 3, 2017	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Book / Page	5074 / 78
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	247 LAUREL DR, LUSBY, MD 20657-4324
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 LAUREL DR, LUSBY, MD 20657-4324

Mortgage

Document Number	0059150292
Date	Mar 31, 2021
Book Page	5915/292

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Oct 1, 2047

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 3, 2017
Property Address	247 LAUREL DR, LUSBY, MD 20657-4324
Document Number	0050740078
Book / Page	5074 / 078
Map Reference	LB JLB1 FO10A
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 LAUREL DR, LUSBY, MD 20657-4324

Mortgage

Document Number	0000507484
Date	Oct 3, 2017
Instrument	5074/84

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,700 (+26.27%) Land $71,800 Building $121,900	$193,700 (+26.27%) Land $71,800 Building $121,900
2025	$2,167.00 (+36.03%)
2023	$1,593.00	$153,400 Land $71,800 Building $81,600	$153,400 Land $71,800 Building $81,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE SANDS serves 82 people · EPA ID MD0040017
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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