Calvert County property record for 242 Laurel Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,398 sqft · built 1989 |
| Lot Size | 0.191 acres (8,310 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Jun 2008) |
| Tax Bill | $2,735 (2025) |
| Deeds & Mortgages | Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-061453 |
| Primary APN | 01-061453 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,398 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,310 sqft (0.191 acres) |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 061453 |
|---|---|
| Street Address | 242 LAUREL DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 9 BLK 19 PLAT 8 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 860902 |
242 Laurel Dr is owned and occupied by an individual who bought it in June 2008.
Source: Calvert County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 242 LAUREL DR, LUSBY, MD 20657-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2008 · Amount on File |
| Deed Sale | Jun 12, 2008 · Amount on File |
| Prior Sale | Sep 3, 2003 · Amount on File |
| Deed Document Number | 200882415 |
| Deed Book / Page | 3171 / 328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 242 LAUREL DR, LUSBY, MD 20657-4323 |
| Document Number | 0057460226 |
| Instrument Date | Aug 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Address | 242 LAUREL DR LUSBY MD 206574323, LUSBY, MD 20657-4323 |
| Document Number | 0057460226 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 005746/000226 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | LUSBY, MD 20657 |
| Amount | Amount on Record |
|---|---|
| Term | 336 Months |
| Due | Oct 28, 2048 |
The 2025 property tax bill for 242 Laurel Dr was $2,735 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,700 Land $73,300 Building $176,400 | $249,700 Land $73,300 Building $176,400 | |
| 2025 | $2,735.00 | ||
| 2023 | $2,069.00 Homeowner's exemption | $199,200 Land $73,300 Building $125,900 | $199,200 Land $73,300 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 242 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 242 Laurel Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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