243 Laurel Dr, Lusby, MD 20657 Property Records

Calvert County property record for 243 Laurel Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1990
Lot Size	0.213 acres (9,280 sqft)
Owner	Individual Name on File
Last Sale	$160,500 (Apr 2018)
Tax Bill	$469 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-057529`

Property Details

APN / Parcel Number

Primary APN	`01-057529`
Alternative APNs	`1057529` `057529`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,280 sqft (0.213 acres)
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	057529
Street Address	243 LAUREL DR
City	LUSBY
State	MD
Zip	20657-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 4 BLK 19 PLAT 8 243 LAUREL DRIVE WHITE SANDS
Legal Subdivision	PLAT 8 WHITE SANDS
Legal Block	19
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1032
Census Tract	860902

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	243 LAUREL DR, LUSBY, MD 20657-4324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 16, 2018	Grant Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Jun 9, 2000 · Amount on File
Deed Book / Page	5173 / 2
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	243 LAUREL DR, LUSBY, MD 20657-4324
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060970125
Date	Sep 30, 2021
Book Page	6097/125

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 16, 2018
Property Address	243 LAUREL DR, LUSBY, MD 20657-4324
Document Number	0051730002
Book / Page	005173 / 000002
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 LAUREL DR LUSBY MD 206574324, LUSBY, MD 20657-4324

Mortgage

Document Number	51730009
Date	Apr 16, 2018
Book Page	005173/000009

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,500 (+29.55%) Land $74,100 Building $164,400	$238,500 (+29.55%) Land $74,100 Building $164,400
2025	$469.00 (-75.47%)
2023	$1,912.00	$184,100 Land $74,100 Building $110,000	$184,100 Land $74,100 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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