Schoharie County and Cobleskill Town property record for 247 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,162 sqft Living Area |
| Lot Size | 36,590 sqft (0.84 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,204 (2006) |
| Tax Bill | $3,630.00 (2025) |
| Primary APN | 432689 58.3-1-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,162 sqft Living Area |
| 1st Floor | 1,081 sqft 1st Floor |
| Basement Area | 1,081 sqft Basement |
| Finished Basement | 1,081 sqft Finished |
| Unfinished Basement | 1,081 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 36,590 sqft (0.84 acres) |
| Porch Area | 329 sqft Porch |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J174015 |
|---|---|
| Street Address | 247 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MOD HOME 357 X 182 05800300010290000000 |
| Legal Block | 1 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 58.3-1-29
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 247 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2006 · Amount on Record |
| Deed Sale | Apr 05, 2006 · Amount on Record |
| Deed Book / Page | 808 / 245 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,630.00 (+22.18%) | $79,900 (-) Land $7,900 Building $72,000 | $163,061 (+16.33%) Land $16,122 Building $146,939 |
| 2023 | $79,900 Land $7,900 Building $72,000 | $140,175 Land $13,860 Building $126,315 | |
| 2020 | $2,971.00 |
247 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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