Schoharie County and Cobleskill Town property record for 243 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,032 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $110,500 (2025) |
| Tax Bill | $2,717.00 (2025) |
Source: Schoharie County and Cobleskill Town records · APN 432689 58.3-1-28
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 243 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 26, 2025 | Warranty Deed, Transfer |
| Dec 21, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Prior Sale | Dec 06, 2000 · Amount on Record |
| Deed Doc Number | 2025830608 |
| Deed Book / Page | 1246 / 165 |
| Prior Transfer Date | Nov 13, 2025 |
| Prior Transfer Doc | 0000830608 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 26, 2025 |
| Property Address | 243 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Document Number | 001246/165 |
| Book / Page | 1246 / 165 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 830608 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 243 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 21, 2017 |
| Property Address | 243 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Document Number | 001060/213 |
| Book / Page | 1060 / 213 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 000000729873 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 247 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,717.00 (+78.99%) | $59,800 (-) Land $7,300 Building $52,500 | $122,041 (+16.33%) Land $14,898 Building $107,143 |
| 2023 | $59,800 Land $7,300 Building $52,500 | $104,912 Land $12,807 Building $92,105 | |
| 2020 | $1,518.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 432689 58.3-1-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,032 sqft Living Area |
| 1st Floor | 384 sqft 1st Floor |
| 2nd Floor | 648 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Colonial Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 21,780 sqft (0.5 acres) |
| Depth X Width | 220 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 250 sqft Garage |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J100224 |
|---|---|
| Street Address | 243 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 ST HOUSE GAR UN |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 740200 |
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