Schoharie County and Cobleskill Town property record for 231 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1850 |
| Square Footage | 2,841 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | Detached, 208 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,680.00 (2025) |
Source: Schoharie County and Cobleskill Town records · APN 432689 58.3-1-25
Assessment roll updated May 14, 2026 · Last verified May 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 CAVERNS RD, HOWES CAVE, NY 12092-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 19, 2006 |
| Transfer Doc | 0000000816/000000024 |
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,680.00 (+53.46%) | $84,300 (-) Land $7,200 Building $77,100 | $172,041 (+16.33%) Land $14,694 Building $157,347 |
| 2023 | $84,300 Land $7,200 Building $77,100 | $147,895 Land $12,632 Building $135,263 | |
| 2020 | $2,398.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 432689 58.3-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,841 sqft Living Area |
| 1st Floor | 1,636 sqft 1st Floor |
| 2nd Floor | 1,205 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 21,780 sqft (0.5 acres) |
| Depth X Width | 140 ft x 140 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 208 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Shed | 1 Shed |
| Porch Area | 248 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J100605 |
|---|---|
| Street Address | 231 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1812 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE 2 GAR/ |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 740200 |
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