2469 Tracy Ranch Rd, Durham, CA 95938 Property Records

Butte County property record for 2469 Tracy Ranch Rd, Durham, CA 95938

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,628 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$734,000 (Dec 2018)
Tax Bill	$6,589 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-460-066-000`

Property Details

APN / Parcel Number

Primary APN	`039-460-066-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	3,628 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2469 TRACY RANCH RD
City	DURHAM
State	CA
Zip	95938-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 DURHAM LAND ESTS. PH 2 TRACY RANCH RD
Legal Subdivision	DURHAM LAND ESTATES PH 02
Legal Lot Number	25
Jurisdiction	BUTTE CA
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2009
Census Tract	1500

Owner

Source: Butte County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1111, DURHAM, CA 95938-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK
Apr 18, 2019	Deed of Trust, Mortgage · ARM COMMERCE MORTGAGE
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HM MTG
Dec 21, 2018	Grant Deed, Transfer BIDWELL TITLE AND ESCROW

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Sep 14, 2007
Deed Document Number	2018-0042763
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2469 TRACY RANCH RD, DURHAM, CA 95938-9530
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2469 TRACY RANCH RD, DURHAM, CA 95938-9530

Mortgage

Document Number	0000007691
Date	Mar 4, 2022
Instrument	2022-0007691

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	DURHAM, CA 95938

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2469 TRACY RANCH RD, DURHAM, CA 95938-9530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020029
Date	Apr 18, 2019
Instrument	2019-0020029

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Margin	4
Max Rate	10.9%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2469 TRACY RANCH RD, DURHAM, CA 95938-9530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037129
Date	Aug 20, 2019
Instrument	2019-0037129

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	2469 TRACY RANCH RD, DURHAM, CA 95938-9530
Document Number	0000042764
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2469 TRACY RANCH RD DURHAM CA 959389530, DURHAM, CA 95938-9530

Mortgage

Document Number	0000042764
Date	Dec 21, 2018
Instrument	42764

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.99%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 21, 2018
Property Address	2469 TRACY RANCH RD, DURHAM, CA 95938-9530
Document Number	0000042763
Instrument Date	Dec 20, 2018
Instrument	42763
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	BIDWELL TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$807.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1270 YOSEMITE DR CHICO CA 959288407, CHICO, CA 95928-8407

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Durham Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,589.00 (+8.09%) Homeowner's exemption	$575,748 (+4.04%) Land $103,001 Building $472,747
2023	$6,096.00 (+14.33%) Homeowner's exemption	$553,393 Land $99,002 Building $454,391
2022	$5,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURHAM IRRIGATION DISTRICT serves 1,581 people · EPA ID CA0410003
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: California Internet, DigitalPath, Succeed.Net.

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