1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Cliff Way

2469 Cliff Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2469 Cliff Way, Saint Cloud, FL 34771 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,401 sqft · built 2023
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$437,000 (Jan 2026)
Tax Bill$5,655 (2025)
Deeds & MortgagesJan 2026 Sale
Feb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN112531572200016430

Property Details

APN / Parcel Number

Primary APN112531572200016430

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,401 sqft Heated Area
Gross Area2,073 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.119 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area65 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2469 CLIFF WAY
CitySAINT CLOUD
StateFL
Zip34771-9497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 643
Legal Phase2A
Legal Lot Number643
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 112531572200016430

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2469 CLIFF WAY, SAINT CLOUD, FL 34771-9497
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Warranty Deed, Transfer
Feb 15, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 20, 2026 · Amount on Record
Deed SaleJan 20, 2026 · Amount on Record
Prior SaleFeb 15, 2023 · Amount on Record
Deed Document Number2026007416
Deed Book / Page6909 / 1966
Record UpdatedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 20, 2026
Property Address2469 CLIFF WAY, SAINT CLOUD, FL 34771-9497
Document Number0069091966
Book / Page6909 / 1966
Map ReferenceMB 32 PG 15-24
Instrument DateJan 12, 2026
Instrument2026007416
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

AmountAmount Recorded
Tax$3,059.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address34 SUNDANCE DR, ST AUGUSTINE, FL 32092-0181

Transferred To (Grantee/Buyer)

NameVerified Name
Address2469 CLIFF WAY, SAINT CLOUD, FL 34771-9497

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 15, 2023
Property Address2469 CLIFF WAY, SAINT CLOUD, FL 34771-9497
Document Number0063581665
Book / Page6358 / 1665
Map ReferenceMB 32 PG 15-24
Instrument DateFeb 10, 2023
Instrument2023018533
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2469 CLIFF WAY, SAINT CLOUD, FL 34771-9497
InvestorPossibly a Property Investor

Mortgage

Document Number0063581667
DateFeb 15, 2023
Instrument6358/1667
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,655.00 (+74.64%) Homeowner's exemption$291,715 (+224.13%)$407,500 (+352.78%) Land $101,200 Building $306,300
2023$3,238.00 (+84.71%)$90,000 (+2%) Land $90,000$90,000 (+2%) Land $90,000
2022$1,753.00$30,000 Land $30,000$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 92% of Florida
Wildfire LikelihoodAbout 1 in 58 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cliff Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures