2478 Cliff Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2478 Cliff Way, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,584 sqft Heated Area
Lot Size	5,227 sqft (0.119 acres)
Garage	Finished
Last Sale	$430,000 (2024)
Tax Bill	$6,739.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`112531572200016630`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,584 sqft Heated Area
Gross Area	2,219 sqft Gross Area
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	87 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2478 CLIFF WAY
City	SAINT CLOUD
State	FL
Zip	34771-9496
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 663
Legal Phase	2A
Legal Lot Number	663
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 112531572200016630

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	12159 DARBY AVE, PORTER RANCH, CA 91326-1113
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Sep 05, 2024 · Amount on Record
Deed Sale	Sep 05, 2024 · Amount on Record
Prior Sale	May 22, 2023 · Amount on Record
Deed Doc Number	2024114233
Deed Book / Page	6660 / 355
Record Refreshed	Jun 08, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 22, 2023
Property Address	2478 CLIFF WAY, SAINT CLOUD, FL 34771-9496
Document Number	0064110464
Book / Page	6411 / 464
Map Reference	MB 32 PG 15-24
Instrument Date	May 18, 2023
Instrument	2023065110
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 CLIFF WAY, SAINT CLOUD, FL 34771-9496

Mortgage

Document Number	0006411466
Date	May 22, 2023
Instrument	6411/466

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,739.00 (+122.12%)	$343,600 (+281.78%) Land $63,000 Building $280,600	$343,600 (+281.78%) Land $63,000 Building $280,600
2023	$3,034.00 (+95.87%)	$90,000 (+2%) Land $90,000	$90,000 (+2%) Land $90,000
2022	$1,549.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 92% of Florida
Wildfire Likelihood	About 1 in 58 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.