2462 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2462 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1949
Lot Size	1.81 acres (79,236 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Dec 2021)
Tax Bill	$2,288 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-0850-0055-01-4`

Property Details

APN / Parcel Number

Primary APN	`03-0850-0055-01-4`
Alternative APN	`11-03-0850-0055-01-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Raised Ranch
Lot Area	79,236 sqft (1.81 acres)
Lot Depth	400 ft Depth
Garage Area	2,018 sqft
Parking Spaces	7 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2462 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 SING FA
Legal Description	LOTS 3 & 4 BLK D SUPERS PLAT OF BROOKFIELD FARMS
Legal Subdivision	SUPERVISORS PLAT OF BROOKFIELD FARMS
Legal Block	D
Legal Lot Number	3-4
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2030
Census Tract	2400

Owner

2462 E Napier Ave is owned and occupied by an individual who bought it in December 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5290 NAPIER CIR, BENTON HARBOR, MI 49022-8618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Jan 5, 2011
Deed Document Number	20213355-3479
Deed Book / Page	3355 / 3479
Prior Transfer Date	Jul 24, 2008
Prior Transfer Doc	02852/1833
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 7, 2021
Property Address	2462 E NAPIER AVE, BENTON HARBOR, MI 49022-1853
Document Number	03355/3479
Book / Page	3355 / 3479
Map Reference	LB 13 PG 10
Instrument Date	Dec 1, 2021
Instrument	3355-3479
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5290 NAPIER CIR, BENTON HARBOR, MI 49022-8618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2462 E NAPIER AVE, BENTON HARBOR, MI 49022-1853

Mortgage

Document Number	0033553481
Date	Dec 7, 2021
Instrument	3355-3481

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2462 E Napier Ave was $2,288 with a homeowner's exemption, up 2.3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,400 (+20.44%)	$176,800 (+20.44%)
2025	$2,288.00 (+2.33%) Homeowner's exemption	$73,400	$146,800
2024	$2,236.00
2023		$71,700	$143,400
2022	$2,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2462 E Napier Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2462 E Napier Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on E Napier Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures