2446 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2446 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1952
Lot Size	0.434 acres (18,905 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Jul 2018)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Jun 2025 Transfer Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-0850-0054-01-8`

Property Details

APN / Parcel Number

Primary APN	`03-0850-0054-01-8`
Alternative APN	`11-03-0850-0054-01-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Raised Ranch
Lot Area	18,905 sqft (0.434 acres)
Lot Dimensions	195 ft deep x 90 ft wide
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2446 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 SING FA
Legal Description	THE N 195.8' OF LOT 2 BLK D SUPERS PLAT OF BROOKFIELD FARMS EXC THE W 8' THEREOF
Legal Subdivision	BROOKFILED FARMS
Legal Block	D
Legal Lot Number	2
Legal Unit	2
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2030
Census Tract	2400

Owner

2446 E Napier Ave is owned by an individual who bought it in July 2018.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	717 SAINT JOSEPH DR, SAINT JOSEPH, MI 49085-2428
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Intrafamily Transfer, Transfer
Jul 18, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Book / Page	3211 / 2595
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	03188/1866
Record Updated	Oct 29, 2026

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jun 17, 2025
Property Address	2446 E NAPIER AVE, BENTON HARBOR, MI 49022-1853
Document Number	003453/633
Book / Page	3453 / 633
Map Reference	VOL 13 PG 10
Instrument Date	Jun 17, 2025
Instrument	2025434972
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 SAINT JOSEPH DR # 151, SAINT JOSEPH, MI 49085-2428

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 18, 2018
Property Address	2446 E NAPIER AVE, BENTON HARBOR, MI 49022-1853
Document Number	03211/2595
Book / Page	3211 / 2595
Map Reference	LB13 PG10
Instrument Date	Jul 12, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 E NAPIER AVE, BENTON HARBOR, MI 49022-1853

Mortgage

Document Number	0032112596
Date	Jul 18, 2018
Instrument	3211/2596

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Nov 3, 2017
Property Address	2446 E NAPIER AVE, BENTON HARBOR, MI 49022-1853
Document Number	03188/1866
Book / Page	3188 / 1866
Map Reference	VOL13 PG10
Instrument Date	Nov 3, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 E NAPIER AVE, BENTON HARBOR, MI 49022-1853

Tax Assessment & Valuation

The 2025 property tax bill for 2446 E Napier Ave was $1,987, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,200 (+4.74%)	$150,400 (+4.74%)
2025	$1,987.00 (+2.95%) Homeowner's exemption	$71,800	$143,600
2024	$1,930.00
2023		$63,200	$126,400
2022	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2446 E Napier Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2446 E Napier Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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