Larimer County property record for 2440 Nicholson St, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,574 sqft · built 2017 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,288 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94101-10-027 |
| Primary APN | 94101-10-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,574 sqft Living Area |
| Gross Area | 3,516 sqft |
| 1st Floor Area | 1,438 sqft |
| Basement Area | 1,438 sqft |
| Finished Basement | 1,136 sqft |
| Unfinished Basement | 302 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,248 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 306 sqft |
| Patio Area | 112 sqft |
| Balcony Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1660973 |
|---|---|
| Street Address | 2440 NICHOLSON ST |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27, BLOCK 1, HAMMOND SUB, BER, (20160036862) |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 10 |
| Legal Subdivision | HAMMOND SUB |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 2602 |
Source: Larimer County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Nov 8, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Nov 7, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage KELLER MORTGAGE LLC |
| Aug 21, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2021 |
| Deed Sale | Nov 8, 2021 |
| Prior Sale | Nov 7, 2019 |
| Deed Document Number | 2021102066 |
| Prior Transfer Date | Sep 22, 2021 |
| Prior Transfer Doc | 0000102066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Feb 10, 2022 |
| Property Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000009508 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 20220009508 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.96 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1970 DELVIN ST, BERTHOUD, CO 80513-7135 |
| Document Number | 0000009509 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 20220009509 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Nov 8, 2021 |
| Property Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000102066 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 20210102066 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000102067 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 20210102067 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Nov 7, 2019 |
| Property Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000069803 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 20190069803 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000069804 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 20190069804 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 21, 2017 |
| Property Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000055930 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 20170055930 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | UNITED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2440 NICHOLSON ST, BERTHOUD, CO 80513-7064 |
| Document Number | 0000055931 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 20170055931 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,288.00 (+3.05%) | $34,207 (-8.39%) Land $9,694 Building $24,513 | $547,300 (-1.79%) Land $155,100 Building $392,200 |
| 2024 | $6,102.00 (+1.95%) | ||
| 2023 | $5,985.00 (+20.42%) | $37,340 (+27.98%) Land $7,605 Building $29,735 | $557,300 (+32.75%) Land $113,500 Building $443,800 |
| 2022 | $4,970.00 | $29,176 Land $7,888 Building $21,288 | $419,800 Land $113,500 Building $306,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 66% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
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