2460 Garys Ln, New Bern, NC 28562 Property Records

Craven County property record for 2460 Garys Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 1990
Lot Size	1.29 acres (56,367 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Nov 2020)
Tax Bill	$1,990 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-100-D-008`

Property Details

APN / Parcel Number

Primary APN	`7-100-D-008`
Alternative APN	`103396`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,502 sqft Living Area
1st Floor Area	2,502 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,367 sqft (1.29 acres)
Garage Type	Attached
Pool Area	648 sqft
Storage Building	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	103396
Street Address	2460 GARYS LN
City	NEW BERN
State	NC
Zip	28562-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8 & 9 MOSS HILL SUB SCT 1
Legal Subdivision	MOSS HILL
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	961004

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2460 GARYS LN, NEW BERN, NC 28562-9019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 4, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	202010064042
Deed Book / Page	3638 / 1257
Prior Transfer Date	Jul 10, 2007
Prior Transfer Doc	2624/0423
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2460 GARYS LN, NEW BERN, NC 28562-9019
Transaction Type	Mortgage
Record Updated	Dec 16, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 GARYS LN, NEW BERN, NC 28562-9019

Mortgage

Document Number	003749/942
Date	Dec 7, 2022
Book Page	3749/942
Instrument	10106625

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 4, 2020
Property Address	2460 GARYS LN, NEW BERN, NC 28562-9019
Document Number	3638/1257
Book / Page	3638 / 1257
Map Reference	CAB B SL 89
Instrument Date	Oct 13, 2020
Instrument	10064042
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$706.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 GARYS LN, NEW BERN, NC 28562-9019
Investor	Possibly a Property Investor

Mortgage

Document Number	36381260
Date	Nov 4, 2020
Instrument	3638/1260

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,990.00	$412,800 (-) Land $64,060 Building $348,740	$412,800 (-) Land $64,060 Building $348,740
2025	$1,990.00 (+0.61%)	$412,800 (-) Land $64,060 Building $348,740	$412,800 (-) Land $64,060 Building $348,740
2023	$1,978.00 (+6.34%)	$412,800 (+34.15%) Land $64,060 Building $348,740	$412,800 (+34.15%) Land $64,060 Building $348,740
2022	$1,860.00	$307,720 Land $53,560 Building $254,160
2018			$307,720 Land $53,560 Building $254,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	6 (2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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