2452 Garys Ln, New Bern, NC 28562 Property Records

Craven County property record for 2452 Garys Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,204 sqft · built 1984
Lot Size	0.739 acres (32,199 sqft)
Owner	Individual Name on Record
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Aug 2019 Refinance Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-100-D-011`

Property Details

APN / Parcel Number

Primary APN	`7-100-D-011`
Alternative APNs	`126611` `136163` `97248`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	32,199 sqft (0.739 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136163
Street Address	2452 GARYS LN
City	NEW BERN
State	NC
Zip	28562-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 MOSS HILL SUB SCT 11
Legal Subdivision	MOSS HILL
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	961004

Owner

Source: Craven County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2452 GARYS LN, NEW BERN, NC 28562-9019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO
Sep 5, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 27, 2023	Intrafamily Transfer, Transfer
Feb 21, 2022	Intrafamily Transfer, Transfer
Aug 8, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023
Deed Sale	Sep 5, 2023
Prior Sale	Jun 12, 2009 · Amount on Record
Deed Document Number	202310116930
Deed Book / Page	3775 / 300
Prior Transfer Date	Mar 27, 2023
Prior Transfer Doc	03758/1749
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2452 GARYS LN, NEW BERN, NC 28562-9019
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003580/5
Date	Aug 8, 2019
Book Page	3580/5
Instrument	10041584

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 5, 2023
Property Address	2452 GARYS LN, NEW BERN, NC 28562-9019
Document Number	003775/300
Book / Page	3775 / 300
Map Reference	CAB B SL 135
Instrument Date	Aug 28, 2023
Instrument	10116930
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 GARYS LN, NEW BERN, NC 28562-9019

Mortgage

Document Number	0003775303
Date	Sep 5, 2023
Instrument	3775/303

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Mar 27, 2023
Property Address	2452 GARYS LN, NEW BERN, NC 28562-9019
Document Number	03758/1749
Book / Page	3758 / 1749
Map Reference	CAB B SL 135
Instrument Date	Mar 27, 2023
Instrument	10110564
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2452 GARYS LN, TRENT WOODS, NC 28562-9019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 GARYS LN, TRENT WOODS, NC 28562-9019

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Feb 21, 2022
Property Address	2452 GARYS LN, NEW BERN, NC 28562-9019
Document Number	003713/935
Book / Page	3713 / 935
Map Reference	CAB B SL 135
Instrument Date	Feb 21, 2022
Instrument	10092150
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 GARYS LN, TRENT WOODS, NC 28562-9019

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 8, 2019
Property Address	2452 GARYS LN, NEW BERN, NC 28562-9019
Document Number	3580/1
Book / Page	3580 / 1
Instrument Date	Aug 2, 2019
Instrument	10041583
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 GARYS LN, NEW BERN, NC 28562-9019

Mortgage

Document Number	3580/5
Date	Aug 8, 2019
Book Page	3580/5
Instrument	10041584

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (+0.96%)	$257,130 (-) Land $61,500 Building $195,630	$257,130 (-) Land $61,500 Building $195,630
2023	$1,255.00 (+7.54%)	$257,130 (+36.21%) Land $61,500 Building $195,630	$257,130 (+36.21%) Land $61,500 Building $195,630
2022	$1,167.00	$188,770 Land $51,000 Building $137,770
2018			$188,770 Land $51,000 Building $137,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	6 (2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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