2446 Garys Ln, New Bern, NC 28562 Property Records

Craven County property record for 2446 Garys Ln, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,471 sqft · built 1984
Lot Size	0.838 acres (36,519 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2025)
Tax Bill	$1,126 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-100-D-014`

Property Details

APN / Parcel Number

Primary APN	`7-100-D-014`
Alternative APN	`127182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	36,519 sqft (0.838 acres)
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	127182
Street Address	2446 GARYS LN
City	NEW BERN
State	NC
Zip	28562-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 MOSS HILL SUB SCT II
Legal Subdivision	MOSS HILL
Legal Lot Number	14
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	961004

Owner

2446 Garys Ln is owned and occupied by an individual who bought it in June 2025.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2446 GARYS LN, NEW BERN, NC 28562-9019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	202510142152
Deed Book / Page	3841 / 1309
Prior Transfer Date	Jul 15, 2008
Prior Transfer Doc	02744/0802
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 23, 2019
Property Address	2446 GARYS LN, NEW BERN, NC 28562-9019
Document Number	003585/627
Book / Page	3585 / 627
Instrument Date	Sep 17, 2019
Instrument	10043744
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2446 GARYS LN, NEW BERN, NC 28562-9019

Mortgage

Document Number	0010043745
Date	Sep 23, 2019
Instrument	10043745

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	003585/627
Date	Sep 23, 2019
Book Page	3585/627
Instrument	10043744

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2446 Garys Ln was $1,126.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,126.00	$226,910 (-) Land $61,500 Building $165,410	$226,910 (-) Land $61,500 Building $165,410
2025	$1,126.00	$226,910 Land $61,500 Building $165,410	$226,910 Land $61,500 Building $165,410
2023	$1,114.00 (+4.01%)	$226,910 (+31.28%) Land $61,500 Building $165,410	$226,910 Land $61,500 Building $165,410
2022	$1,071.00	$172,850 Land $51,000 Building $121,850
2018			$172,850 Land $51,000 Building $121,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2446 Garys Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	6 (2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2446 Garys Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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