Kane County property record for 246 Villa St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,346 sqft · built 1864 |
| Lot Size | 0.113 acres (4,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Jan 1996) |
| Tax Bill | $5,267 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-378-013 |
| Primary APN | 06-13-378-013 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| Gross Area | 3,424 sqft |
| Basement Area | 1,078 sqft |
| Year Built | Built 1864 |
|---|---|
| Effective Year Built | Effective 1864 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,928 sqft (0.113 acres) |
| Street Address | 246 VILLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAILROAD ADDN SOUTHEAST 55.7 FT NORTHEAST 88 FT OF LOT 6 BLOCK 4 |
| Legal Subdivision | RAILROAD ADDN |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 854600 |
246 Villa St is owned and occupied by an individual who acquired it in November 2005.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 246 VILLA ST, ELGIN, IL 60120-6971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 1996 · Amount on File |
| Deed Sale | Jan 26, 1996 · Amount on File |
| Deed Document Number | 19965866 |
| Last Transfer Date | Nov 14, 2005 |
| Transfer Doc | 0000153020 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 246 Villa St was $5,267 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,267.00 Homeowner's exemption | $77,041 (+8.57%) Land $12,458 Building $64,583 | $231,215 (+8.57%) Land $37,389 Building $193,827 |
| 2024 | $70,960 Land $11,475 Building $59,485 | $212,965 Land $34,439 Building $178,526 | |
| 2022 | $4,162.00 (+4.89%) Homeowner's exemption | $54,000 (+6.96%) Land $9,453 Building $44,547 | $162,000 (+6.96%) Land $28,359 Building $133,641 |
| 2021 | $3,968.00 Homeowner's exemption | $50,486 Land $8,838 Building $41,648 | $151,458 Land $26,514 Building $124,944 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 246 Villa St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 246 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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