Kane County property record for 238 Villa St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,932 sqft · built 1900 |
| Lot Size | 0.121 acres (5,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $81,000 (Mar 1996) |
| Tax Bill | $4,578 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-378-010 |
| Primary APN | 06-13-378-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,958 sqft |
| Basement Area | 1,026 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 5,250 sqft (0.121 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 238 VILLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS ADN NORTHERLY 98.5 FT EASTLERLY 54 FT OUTLOT 17 |
| Legal Subdivision | JAMES T GIFFORDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 854600 |
238 Villa St is owned and occupied by an individual who bought it in March 1996.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 238 VILLA ST, ELGIN, IL 60120-5904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 1996 · Amount on File |
| Deed Sale | Mar 28, 1996 · Amount on File |
| Prior Sale | Mar 28, 1996 |
| Deed Document Number | 199622181 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 238 Villa St was $4,578 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,578.00 Homeowner's exemption Senior Citizen's exemption | $76,020 (+8.57%) Land $12,826 Building $63,194 | $228,151 (+8.57%) Land $38,493 Building $189,658 |
| 2024 | $70,020 Land $11,814 Building $58,206 | $210,144 Land $35,456 Building $174,688 | |
| 2022 | $3,669.00 (+5.86%) Homeowner's exemption | $53,321 (+6.96%) Land $9,732 Building $43,589 | $159,963 (+6.96%) Land $29,196 Building $130,767 |
| 2021 | $3,466.00 Homeowner's exemption | $49,852 Land $9,099 Building $40,753 | $149,556 Land $27,297 Building $122,259 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 238 Villa St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2007–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 238 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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