246 Stephen Ct, Chaska, MN 55318 Property Records

Carver County property record for 246 Stephen Ct, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,028 sqft · built 1976
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Aug 2014)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-4600180`

Property Details

APN / Parcel Number

Primary APN	`30-4600180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,028 sqft Finished Area
Gross Area	2,860 sqft
1st Floor Area	1,028 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,320 sqft (0.191 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	246 STEPHEN CT
City	CHASKA
State	MN
Zip	55318-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 115 RANGE 023 NORTH MEADOW LOT 018 BLOCK 001
Legal Range	023
Legal Township	115
Legal Section	05
Legal Subdivision	NORTH MEADOW
Legal Block	1
Legal Lot Number	18
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	1
Census Block	1017
Census Tract	90801

Owner

246 Stephen Ct is owned and occupied by an individual who bought it in August 2014.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	246 STEPHEN CT, CHASKA, MN 55318-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC
Mar 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SHAREPOINT CU
Jan 10, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST CMNTY MTG
Jan 10, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST CMNTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2014 · Amount on File
Deed Sale	Aug 8, 2014 · Amount on File
Prior Sale	Oct 22, 1997 · Amount on File
Deed Document Number	2014192904
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	246 STEPHEN CT, CHASKA, MN 55318-1608
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	US TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T218351
Date	Mar 8, 2021
Instrument	T218351

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	246 STEPHEN CT, CHASKA, MN 55318-1608
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	US TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T223629
Date	Mar 14, 2022
Instrument	T223629

Lender

Name	SHAREPOINT CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Feb 20, 2032

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	246 STEPHEN CT, CHASKA, MN 55318-1608
Document Number	0000205332
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018
Title Company	PILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 STEPHEN CT CHASKA MN 553181608, CHASKA, MN 55318-1608

Mortgage

Document Number	0000205332
Date	Jan 18, 2018
Instrument	205332

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	246 STEPHEN CT, CHASKA, MN 55318-1608
Document Number	0000205795
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018
Title Company	PILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	246 STEPHEN CT CHASKA MN 553181608, CHASKA, MN 55318-1608

Mortgage

Document Number	0000205795
Date	Mar 14, 2018
Instrument	205795

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 246 Stephen Ct was $4,290 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 Homeowner's exemption	$333,400 (-4.99%) Land $115,500 Building $217,900	$333,400 (-4.99%) Land $115,500 Building $217,900
2025		$350,900 (+3.72%) Land $110,300 Building $240,600	$350,900 (+3.72%) Land $110,300 Building $240,600
2024	$3,670.00 (+6.93%) Homeowner's exemption	$338,300 (+6.02%) Land $99,800 Building $238,500	$338,300 (+6.02%) Land $99,800 Building $238,500
2023	$3,432.00 Homeowner's exemption	$319,100 Land $99,800 Building $219,300	$319,100 Land $99,800 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Stephen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 246 Stephen Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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