238 Stephen Ct, Chaska, MN 55318 Property Records

Carver County property record for 238 Stephen Ct, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,102 sqft · built 1980
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Jul 2020)
Tax Bill	$4,314 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-4600200`

Property Details

APN / Parcel Number

Primary APN	`30-4600200`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,102 sqft Finished Area
Gross Area	2,662 sqft
1st Floor Area	1,102 sqft
Basement Area	796 sqft
Finished Basement	796 sqft
Unfinished Basement	796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	238 STEPHEN CT
City	CHASKA
State	MN
Zip	55318-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 115 RANGE 023 NORTH MEADOW LOT 020 BLOCK 001
Legal Range	023
Legal Township	115
Legal Section	05
Legal Subdivision	NORTH MEADOW
Legal Block	1
Legal Lot Number	20
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	1
Census Block	1017
Census Tract	90801

Owner

238 Stephen Ct is owned and occupied by an individual who bought it in July 2020.

Source: Carver County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	238 STEPHEN CT, CHASKA, MN 55318-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Warranty Deed, Transfer · Conventional with PMI PENNYMAC
Apr 29, 2020	Deed of Trust, Mortgage · Line of Credit HOMETOWN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	May 19, 2006 · Amount on File
Deed Document Number	2020214383
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Jul 7, 2020
Property Address	238 STEPHEN CT, CHASKA, MN 55318-1608
Document Number	0000214383
Instrument Date	Jul 6, 2020
Instrument	214383
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	TITLE MARK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	238 STEPHEN CT CHASKA MN 553181608, CHASKA, MN 55318-1608

Mortgage

Document Number	214384
Date	Jul 7, 2020
Instrument	214384

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	238 STEPHEN CT, CHASKA, MN 55318-1608
Document Number	0000213589
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	238 STEPHEN CT CHASKA MN 553181608, CHASKA, MN 55318-1608

Mortgage

Document Number	0000213589
Date	May 13, 2020
Instrument	213589

Lender

Name	HOMETOWN BK
Type	Bank
Address	WACONIA, MN 55387

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 12, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 238 Stephen Ct was $4,314 with a homeowner's exemption.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,314.00 Homeowner's exemption	$338,100 (-4.11%) Land $115,500 Building $222,600	$338,100 (-4.11%) Land $115,500 Building $222,600
2025		$352,600 (+3.71%) Land $110,300 Building $242,300	$352,600 (+3.71%) Land $110,300 Building $242,300
2024	$3,688.00 (+7.77%) Homeowner's exemption	$340,000 (+6.02%) Land $99,800 Building $240,200	$340,000 (+6.02%) Land $99,800 Building $240,200
2023	$3,422.00 Homeowner's exemption	$320,700 Land $99,800 Building $220,900	$320,700 Land $99,800 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 238 Stephen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 238 Stephen Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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