242 Stephen Ct, Chaska, MN 55318 Property Records

Carver County property record for 242 Stephen Ct, Chaska, MN 55318

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,100 sqft · built 1976
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,812 (May 2026)
Tax Bill	$4,270 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-4600190`

Property Details

APN / Parcel Number

Primary APN	`30-4600190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,100 sqft Finished Area
Gross Area	3,002 sqft
1st Floor Area	1,100 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	424 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	242 STEPHEN CT
City	CHASKA
State	MN
Zip	55318-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 115 RANGE 023 NORTH MEADOW LOT 019 BLOCK 001
Legal Range	023
Legal Township	115
Legal Section	05
Legal Subdivision	NORTH MEADOW
Legal Block	1
Legal Lot Number	19
Jurisdiction	CARVER MN
Township / Civil Division	CHASKA
Census Block Group	1
Census Block	1017
Census Tract	90801

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 STEPHEN CT, CHASKA, MN 55318-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Apr 1, 1999 · Amount on Record
Deed Document Number	2026234716
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	242 STEPHEN CT, CHASKA, MN 55318-1608
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T220095
Date	Jul 2, 2021
Instrument	T220095

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	May 4, 2026
Property Address	242 STEPHEN CT, CHASKA, MN 55318-1608
Document Number	0000234716
Instrument Date	May 1, 2026
Instrument	2026.234716
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132,257.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	242 STEPHEN CT, CHASKA, MN 55318-1608

Mortgage

Document Number	0000234717,
Date	May 4, 2026
Instrument	2026.234717

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Chaska City
Unified School District	Eastern Carver County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,270.00 (+16.86%) Homeowner's exemption	$332,200 (-4.9%) Land $115,500 Building $216,700	$332,200 (-4.9%) Land $115,500 Building $216,700
2025		$349,300 (+3.74%) Land $110,300 Building $239,000	$349,300 (+3.74%) Land $110,300 Building $239,000
2024	$3,654.00 (+7.03%) Homeowner's exemption	$336,700 (+5.95%) Land $99,800 Building $236,900	$336,700 (+5.95%) Land $99,800 Building $236,900
2023	$3,414.00 Homeowner's exemption	$317,800 Land $99,800 Building $218,000	$317,800 Land $99,800 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chaska serves 30,000 people · EPA ID MN1100002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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