202 Oak St, Stanfield, NC 28163 Property Records

Stanly County property record for 202 Oak St, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2021)
Tax Bill	$1,043 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`557403330739`

Property Details

APN / Parcel Number

Primary APN	`557403330739`
Alternative APNs	`1534098` `36839`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	798 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	103 ft deep x 70 ft wide
Porch	Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	1534098
Street Address	202 OAK ST
City	STANFIELD
State	NC
Zip	28163-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	HSE 202 OAK ST LT 1 PT 2 557403040
Legal Subdivision	BROOKFIELD
Legal Lot Number	1
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2022
Census Tract	930802

Owner

202 Oak St is owned and occupied by an individual who bought it in May 2021.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	202 OAK ST, STANFIELD, NC 28163-6708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 3, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Jan 2, 2014 · Amount on File
Deed Document Number	2021433422
Deed Book / Page	1743 / 863
Prior Transfer Date	Sep 10, 2013
Prior Transfer Doc	0000360966
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	May 26, 2021
Property Address	202 OAK ST, STANFIELD, NC 28163-6708
Document Number	0000433422
Book / Page	1743 / 863
Map Reference	MB 2 PG 211
Instrument Date	May 26, 2021
Instrument	433422
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 OAK ST, 201, STANFIELD, NC 28163-6708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 OAK ST, STANFIELD, NC 28163-6708

Mortgage

Document Number	0000433423
Date	May 26, 2021
Instrument	433423

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANLY NC
Recording Date	Feb 3, 2020
Property Address	202 OAK ST, STANFIELD, NC 28163-6708
Document Number	0000416893
Book / Page	001692 / 000025
Instrument Date	Feb 1, 2020
Instrument	416893
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 BLYTHE BLVD CHARLOTTE NC 282035812, CHARLOTTE, NC 28203-5812

Tax Assessment & Valuation

The 2026 property tax bill for 202 Oak St was $1,043.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Stanfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,043.00	$109,857 Land $19,866 Building $89,991	$109,857 Land $19,866 Building $89,991
2023	$562.00	$53,605 Land $11,739 Building $41,866	$53,605 Land $11,739 Building $41,866

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 202 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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