246 Oak Ave, Galt, CA 95632 Property Records

Sacramento County property record for 246 Oak Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1890
Lot Size	0.274 acres (11,920 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Apr 2026)
Tax Bill	$4,605 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0142-006-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0142-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,204 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	540 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	11,920 sqft (0.274 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	246 OAK AVE
City	GALT
State	CA
Zip	95632-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT FERRIS ADD GALT, BD N WRIGHT S MAGGENTI, E OAK AVE, W RAE, LOT 74X 160 FT & BEING FURTHER DES IN BK 716 OFFICIAL RECORDS
Legal Subdivision	LOT FERRIS ADD
Legal Lot Number	74X
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1003
Census Tract	9503

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 E OAK ST, LODI, CA 95240-2916
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2023	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Apr 6, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2022	Intrafamily Transfer, Transfer
Dec 12, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Book / Page	20260401 / 384
Prior Transfer Date	Dec 6, 2022
Prior Transfer Doc	2022000602
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 1, 2026
Property Address	246 OAK AVE, GALT, CA 95632-1514
Document Number	2026000384
Book / Page	20260401 / 384
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	OUR TITLE AND ESCROW COMPANY, UPWARD TITLE & ESCROW COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,773.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026000385,
Date	Apr 1, 2026
Book Page	20260401/385

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2023
Property Address	246 OAK AVE, GALT, CA 95632-1514
Document Number	0000000744
Instrument Date	Apr 5, 2023
Instrument	202304060744
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 OAK AVE, GALT, CA 95632-1514

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2023
Property Address	246 OAK AVE, GALT, CA 95632-1514
Document Number	0000000745
Instrument Date	Apr 5, 2023
Instrument	202304060745
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 OAK AVE, GALT, CA 95632-1514

Mortgage

Document Number	0000000746
Date	Apr 6, 2023
Instrument	202304060746

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 12, 2022
Property Address	246 OAK AVE, GALT, CA 95632-1514
Document Number	0000000603
Instrument Date	Dec 6, 2022
Instrument	2022121200603
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	246 OAK AVE, GALT, CA 95632-1514

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 12, 2022
Property Address	246 OAK AVE, GALT, CA 95632-1514
Document Number	0000000602
Instrument Date	Dec 6, 2022
Instrument	2022121200602
Transaction Type	Transfer
Record Updated	Dec 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 OAK AVE, GALT, CA 95632-1514

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,564 (+2%) Land $172,446 Building $236,118
2025	$4,605.00 (+4.47%)	$400,554 (+1,604.56%) Land $169,065 Building $231,489
2024	$4,408.00 (+2,282.7%)
2023	$185.00 (+5.11%) Homeowner's exemption	$23,499 Land $7,504 Building $15,995
2022	$176.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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