260 Oak Ave, Galt, CA 95632 Property Records

Sacramento County property record for 260 Oak Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,008 sqft · built 1910
Lot Size	0.239 acres (10,395 sqft)
Owner	Individual Name on File
Last Sale	$411,500 (Feb 2021)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0112-041-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0112-041-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	1,004 sqft
2nd Floor Area	1,004 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,395 sqft (0.239 acres)
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	260 OAK AVE
City	GALT
State	CA
Zip	95632-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NULL
Legal Subdivision	FERRIS ADD
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1003
Census Tract	9503

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	260 OAK AVE, GALT, CA 95632-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIFY FINANCIAL FCU
Feb 10, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 17, 2020	Quit Claim Deed, Transfer · FHA Mortgage SUMMIT FNDG
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FNDG
Dec 7, 2018	Grant Deed, Transfer · Conventional with PMI EGGER TIMOTHY & CINDY TR (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Prior Sale	Jun 17, 2020
Deed Book / Page	20210210 / 1517
Prior Transfer Date	Sep 23, 2011
Prior Transfer Doc	0000000094
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	260 OAK AVE, GALT, CA 95632-1514
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 OAK AVE, GALT, CA 95632-1514

Mortgage

Document Number	0000000805
Date	Jun 27, 2022
Instrument	2022062700805

Lender

Name	UNIFY FINANCIAL FCU
Type	Credit Union
Address	TORRANCE, CA 90501

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 10, 2021
Property Address	260 OAK AVE, GALT, CA 95632-1514
Document Number	0000001517
Instrument Date	Feb 3, 2021
Instrument	202102101517
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 OAK AVE, GALT, CA 95632-1514

Mortgage

Document Number	0000001518
Date	Feb 10, 2021
Instrument	202102101518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 17, 2020
Property Address	260 OAK AVE, GALT, CA 95632-1514
Document Number	2006170769
Instrument Date	Jun 11, 2020
Instrument	2006170769
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 OAK AVE GALT CA 956321514, GALT, CA 95632-1514

Mortgage

Document Number	2006170770
Date	Jun 17, 2020
Instrument	2006170770

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	260 OAK AVE, GALT, CA 95632-1514
Document Number	2001220079
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	260 OAK AVE GALT CA 956321514, GALT, CA 95632-1514

Mortgage

Document Number	2001220079
Date	Jan 22, 2020
Instrument	2001220079

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 7, 2018
Property Address	260 OAK AVE, GALT, CA 95632-1514
Document Number	1812070761
Instrument Date	Nov 30, 2018
Instrument	1812070761
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	260 OAK AVE GALT CA 956321514, GALT, CA 95632-1514

Mortgage

Document Number	1812070762
Date	Dec 7, 2018
Instrument	1812070762

Lender

Name	EGGER TIMOTHY & CINDY TR (PT)
Address	14108 SARGENT AVE, GALT, CA 95632-8806

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,324 (+2%) Land $105,575 Building $348,749
2025	$5,040.00 (+4.5%) Homeowner's exemption	$445,416 (+4.04%) Land $103,505 Building $341,911
2024	$4,823.00 (+1.75%)
2023	$4,740.00 (+4.24%) Homeowner's exemption	$428,122 Land $99,487 Building $328,635
2022	$4,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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