232 Oak Ave, Galt, CA 95632 Property Records

Sacramento County property record for 232 Oak Ave, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1964
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Last Sale	$417,500 (Mar 2026)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`150-0142-014-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0142-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,850 sqft (0.134 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	232 OAK AVE
City	GALT
State	CA
Zip	95632-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR N E 1/4 SEC 27, T 5N, R 6E, M D B &M, BEG ATA PT LOC NORTH 546.2 FT FROM THE NE COR LOT 1,STENSTRUM KOEHN TRACT, SD P O B
Legal Range	06E
Legal Township	05N
Legal Section	27
Legal Subdivision	FERRIS ADD
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1003
Census Tract	9503

Owner

Source: Sacramento County records · APN 150-0142-014-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 OAK AVE, GALT, CA 95632-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 09, 2021	Intrafamily Transfer, Transfer
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage LIBERTY REVERSE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Jan 22, 2016 · Amount on Record
Deed Book / Page	20260310 / 886
Prior Transfer Date	Mar 04, 2021
Prior Transfer Doc	3090000000811
Record Updated	Sep 20, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2026
Property Address	232 OAK AVE, GALT, CA 95632-1514
Document Number	0000000886
Instrument Date	Mar 07, 2026
Instrument	202603100886
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK AVE, GALT, CA 95632-1514

Mortgage

Document Number	0000000887
Date	Mar 10, 2026
Instrument	202603100887

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 09, 2021
Property Address	232 OAK AVE, GALT, CA 95632-1514
Document Number	0000000811
Instrument Date	Mar 04, 2021
Instrument	202103090811
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK AVE, GALT, CA 95632-1514

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	232 OAK AVE, GALT, CA 95632-1514
Document Number	2006031272
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK AVE GALT CA 956321514, GALT, CA 95632-1514

Mortgage

Document Number	2006031272
Date	Jun 03, 2020
Instrument	2006031272

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Jun 02, 2089

Interest

Rate Type	Adjustable Rate
Rate	3.05%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	232 OAK AVE, GALT, CA 95632-1514
Document Number	2006031271
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 OAK AVE GALT CA 956321514, GALT, CA 95632-1514

Mortgage

Document Number	2006031271
Date	Jun 03, 2020
Instrument	2006031271

Lender

Name	LIBERTY REVERSE MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Jun 02, 2089

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$417,500 (+57.45%) Land $100,000 Building $317,500
2025	$2,968.00 (+4.54%) Homeowner's exemption	$265,163 (+4.04%) Land $76,943 Building $188,220
2024	$2,839.00 (+1.76%)
2023	$2,790.00 (+4.26%) Homeowner's exemption	$254,868 Land $73,956 Building $180,912
2022	$2,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T, Cal.net, California Internet, DigitalPath. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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