246 Cherry St, Bluffton, OH 45817 Property Records

Allen County property record for 246 Cherry St, Bluffton, OH 45817

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,500 sqft · built 2008
Lot Size	0.744 acres (32,409 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Feb 2025)
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-1205-04-001.000`

Property Details

APN / Parcel Number

Primary APN	`28-1205-04-001.000`
Alternative APN	`A0228120504001000`

Interior

Stories	1 Story
Building Area	4,500 sqft Gross Area
1st Floor Area	4,500 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	32,409 sqft (0.744 acres)
Canopy	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	246 CHERRY ST
City	BLUFFTON
State	OH
Zip	45817-1311
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	JAMES H EATONS THIRD ADDITION PT LOTS 213 & 226 & PT VAC ALLEYS FF 231.00
Legal Subdivision	JAMES H EATONS THIRD ADDITION
Legal Lot Number	213
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3009
Census Tract	10100

Owner

Source: Allen County records · APN 28-1205-04-001.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1175 TOWNSHIP ROAD 28, BLUFFTON, OH 45817-8606
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2025 · Amount on Record
Deed Sale	Feb 04, 2025 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	2025952
Prior Transfer Date	Mar 09, 2016
Prior Transfer Doc	4270004112
Record Updated	Sep 20, 2026

April 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 15, 2021
Property Address	246 CHERRY ST, BLUFFTON, OH 45817-1311
Document Number	4150005012
Book / Page	2021 / 5012
Map Reference	MB 2 PG 64&65
Instrument Date	Apr 14, 2021
Instrument	202104150005012
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 N MAIN ST, BLUFFTON, OH 45817-1229

Mortgage

Document Number	4150005013
Date	Apr 15, 2021
Instrument	202104150005013

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 14, 2031

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,095.00 (-0.07%)	$99,190 (-) Land $9,170 Building $90,020	$283,400 (-) Land $26,200 Building $257,200
2024	$4,098.00 (+5.08%)	$99,190 (+10.02%) Land $9,170 Building $90,020	$283,400 (+10.02%) Land $26,200 Building $257,200
2023	$3,900.00 (-0.64%)	$90,160 (-) Land $8,330 Building $81,830
2022	$3,925.00	$90,160 Land $8,330 Building $81,830
2021			$257,600 Land $23,800 Building $233,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Defiance Holdings Fixed Wireless	500 / 100
Benton Ridge Telephone Company Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BLUFFTON VILLAGE serves 4,082 people
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.