2459 W Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2459 W Sterns Rd, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Nov 2023)
Tax Bill$4,615 (2025)
Deeds & MortgagesNov 2023 Sale
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-430-049-00

Property Details

APN / Parcel Number

Primary APN02-430-049-00

Exterior

Lot Area8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2459 W STERNS RD
CityTEMPERANCE
StateMI
Zip48182-1561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCLAIN'S SHELTON PARK LOT 65 & 66
Legal SubdivisionMCCLAINS SHELTON PARK
Legal Lot Number65-66
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group2
Census Block2017
Census Tract833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Warranty Deed, Transfer
LAWYERS TITLE AGENCY
Feb 13, 2023Intrafamily Transfer, Transfer
Jul 14, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleJul 14, 2021 · Amount on Record
Deed Document Number202317382
Prior Transfer DateJan 31, 2023
Prior Transfer Doc0000001944
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateNov 27, 2023
Property Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561
Document Number0000017382
Map ReferenceLB 7 PG 14
Instrument DateNov 22, 2023
Instrument2023R17382
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyLAWYERS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561

Transferred To (Grantee/Buyer)

NameVerified Name
Address32871 MACKENZIE DR, WESTLAND, MI 48185-1551

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE MI
Recording DateFeb 13, 2023
Property Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561
Document Number0000001944
Map ReferenceLB 7 PG 14
Instrument DateJan 31, 2023
Instrument2023R01944
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateJul 14, 2021
Property Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561
Document Number2021R18420
Map ReferenceLB 7 PG 14
Instrument DateJun 28, 2021
Instrument2021R18420
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyLAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2459 W STERNS RD, 2459, TEMPERANCE, MI 48182-1561

Transferred To (Grantee/Buyer)

NameVerified Name
Address2459 W STERNS RD, TEMPERANCE, MI 48182-1561

Mortgage

Document Number2021R18421
DateJul 14, 2021
Instrument2021R18421
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,500 (+23.63%) Land $180,500$361,000 (+23.63%) Land $361,000
2025$4,615.00 (+18.94%) Homeowner's exemption
2023$3,880.00 Homeowner's exemption$146,000$292,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1997–2015)
Most Recent ClaimJun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE SOUTH COUNTY
serves 33,816 people · EPA ID MI0004455
Water SourcePurchased surface water from CITY OF TOLEDO
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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