2444 W Sterns Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2444 W Sterns Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	6.02 acres (262,231 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Nov 2025)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-028-043-00`

Property Details

APN / Parcel Number

Primary APN	`02-028-043-00`

Exterior

Lot Area	262,231 sqft (6.02 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2444 W STERNS RD
City	TEMPERANCE
State	MI
Zip	48182-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 OF SEC 28 T8S R7E 6.02 ACRES COM AT PT ON SL OF SEC 28 607.35 FT S 89D 15M E 123 FT FROM SW CNR SEC 28 AS
Legal Range	07E
Legal Township	08S
Legal Section	28
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2008
Census Tract	833800

Owner

2444 W Sterns Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2444 W STERNS RD, TEMPERANCE, MI 48182-1567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on File
Deed Sale	Nov 10, 2025 · Amount on File
Deed Document Number	202518576
Prior Transfer Date	Nov 5, 2025
Prior Transfer Doc	0000018576
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 10, 2025
Property Address	2444 W STERNS RD, TEMPERANCE, MI 48182-1567
Document Number	0000018576
Instrument Date	Nov 5, 2025
Instrument	2025R18576
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11581 BELLETERRE ST, ERIE, MI 48133-9753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2444 W STERNS RD, TEMPERANCE, MI 48182-1567

Mortgage

Document Number	0000018577
Date	Nov 10, 2025
Instrument	2025R18577

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 2444 W Sterns Rd was $4,961 with a homeowner's exemption, down 5.1% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,100 (+0.88%) Land $161,100	$322,200 (+0.88%) Land $322,200
2025	$4,961.00 (-5.13%) Homeowner's exemption	$159,700 Land $159,700	$319,400 Land $319,400
2024	$5,229.00 (+22.63%)
2023	$4,264.00	$125,400	$250,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2444 W Sterns Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2444 W Sterns Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20