Monroe County property record for 2458 W Sterns Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.03 acres (175,547 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-028-042-00 |
| Primary APN | 02-028-042-00 |
|---|
| Lot Area | 175,547 sqft (4.03 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2458 W STERNS RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 28 T8S R7E 4.03 ACRES COM @ SW COR OF SEC 28 TH S 89D 15M E ALG S LI OF SD SEC 497.35 FT TH N 02D 25M E 439.54 FT TH N |
| Legal Range | 07E |
| Legal Township | 08S |
| Legal Section | 28 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 833800 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2458 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage EDUCATIONAL COMMUNITY ALLIANCE CREDIT UN |
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 20, 2013 |
| Transfer Doc | 0000028750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2458 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2458 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Document Number | 0000005642 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024R05642 |
| Name | EDUCATIONAL COMMUNITY ALLIANCE CREDIT UN |
|---|---|
| Address | 3845 ANGOLA RD, TOLEDO, OH 43615 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Apr 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2458 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2458 W STERNS RD, TEMPERANCE, MI 48182-1567 |
| Document Number | 0000014864 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2022R14864 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,900 (+60.08%) Land $204,900 | $409,800 (+60.08%) Land $409,800 | |
| 2025 | $2,866.00 (+13.19%) Homeowner's exemption | ||
| 2023 | $2,532.00 Homeowner's exemption | $128,000 | $256,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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