San Diego County property record for 24556 Rutherford Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,564 sqft · built 1986 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Company Name on Record |
| Last Sale | $605,000 (Oct 2019) |
| Tax Bill | $8,010 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-541-08-00 |
| Primary APN | 288-541-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,564 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Lot Area | 30,056 sqft (0.69 acres) |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 24556 RUTHERFORD RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 60 TR 007706 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007706 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20810 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit MY POINT CU SD |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 20, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 23, 2019 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on Record |
| Deed Sale | Oct 23, 2019 · Amount on Record |
| Prior Sale | Oct 30, 1998 · Amount on Record |
| Deed Document Number | 2019479594 |
| Prior Transfer Date | Dec 15, 1993 |
| Prior Transfer Doc | 0000034317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Document Number | 0000107341 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022-0107341 |
| Name | MY POINT CU SD |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Document Number | 0000065159 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022-0065159 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 20, 2019 |
| Property Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Document Number | 0000538779 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 538779 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 24556 RUTHERFORD RD RAMONA CA 920654089, RAMONA, CA 92065-4089 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 23, 2019 |
| Property Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Document Number | 0000479594 |
| Map Reference | MAP 7706 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 2019-0479594 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 24556 RUTHERFORD RD, RAMONA, CA 92065-4089 |
| Document Number | 0000479595 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019-0479595 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $674,884 (+2%) Land $145,912 Building $528,972 | |
| 2025 | $8,010.00 (+6.37%) | $661,651 (+4.04%) Land $143,051 Building $518,600 |
| 2023 | $7,530.00 (-1.16%) | $635,961 Land $137,498 Building $498,463 |
| 2022 | $7,618.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2005–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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