24529 Rutherford Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24529 Rutherford Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,259 sqft · built 1991
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2010)
Tax Bill	$6,351 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`288-541-45-00`

Property Details

APN / Parcel Number

Primary APN	`288-541-45-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,259 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24529 RUTHERFORD RD
City	RAMONA
State	CA
Zip	92065-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 358 TR 007706
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007706
Legal Block	4
Legal Lot Number	358
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4000
Census Tract	20810

Owner

Source: San Diego County records · APN 288-541-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24529 RUTHERFORD RD, RAMONA, CA 92065-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2010 · Amount on Record
Deed Sale	Jan 13, 2010 · Amount on Record
Prior Sale	Nov 07, 2003 · Amount on Record
Deed Document Number	201016786
Last Transfer Date	Oct 14, 2024
Transfer Doc	0000277590
Record Updated	Sep 20, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	24529 RUTHERFORD RD, RAMONA, CA 92065-4029
Document Number	0000099016
Instrument Date	Feb 03, 2017
Transaction Type	Mortgage
Record Updated	Mar 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24529 RUTHERFORD RD RAMONA CA 920654029, RAMONA, CA 92065-4029

Mortgage

Document Number	0000099016
Date	Mar 02, 2017
Instrument	99016

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85283

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Mar 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$514,780 (+2%) Land $128,110 Building $386,670
2025	$6,351.00 (+1.76%)	$504,688 (+4.04%) Land $125,599 Building $379,089
2024	$6,241.00 (+5.09%)
2023	$5,939.00 (-1.85%)	$485,092 Land $120,723 Building $364,369
2022	$6,051.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208104, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	About 1 in 45 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.