San Diego County property record for 24534 Rutherford Rd, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,219 sqft · built 2000 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Mar 2019) |
| Tax Bill | $8,724 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-541-05-00 |
| Primary APN | 288-541-05-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,219 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 25,700 sqft (0.59 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 24534 RUTHERFORD RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 63 TR 007706 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007706 |
| Legal Block | 1 |
| Legal Lot Number | 63 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20810 |
Source: San Diego County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Sep 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Oct 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Dec 6, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Mar 15, 2019 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 24, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jun 7, 2017 | Grant Deed, Transfer · Conventional Mortgage ANCHOR FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on Record |
| Deed Sale | Mar 15, 2019 · Amount on Record |
| Prior Sale | Jun 7, 2017 · Amount on Record |
| Deed Document Number | 201993597 |
| Prior Transfer Date | May 16, 2005 |
| Prior Transfer Doc | 0000452575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000081173 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024-0081173 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000247108 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 2023-0247108 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000392308 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022-0392308 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000584801 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24534 RUTHERFORD RD RAMONA CA 920654030, RAMONA, CA 92065-4030 |
| Document Number | 0000584801 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 584801 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 15, 2019 |
| Property Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000093597 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 93597 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24534 RUTHERFORD RD RAMONA CA 920654030, RAMONA, CA 92065-4030 |
| Document Number | 93598 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 93598 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000168622 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1442 BLACKSTONE AVE CHULA VISTA CA 919151647, CHULA VISTA, CA 91915-1647 |
| Document Number | 0000168622 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 168622 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 26, 2058 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 7, 2017 |
| Property Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000255727 |
| Map Reference | MAP7706 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 2017-0255727 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATL TITLE CO SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 24534 RUTHERFORD RD, RAMONA, CA 92065-4030 |
| Document Number | 0000255728 |
|---|---|
| Date | Jun 7, 2017 |
| Instrument | 2017-0255728 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $750,962 (+2%) Land $170,262 Building $580,700 | |
| 2025 | $8,724.00 (-0.34%) Homeowner's exemption | $736,238 (+4.04%) Land $166,924 Building $569,314 |
| 2024 | $8,754.00 (+6.6%) | |
| 2023 | $8,212.00 (-0.93%) Homeowner's exemption | $707,650 Land $160,443 Building $547,207 |
| 2022 | $8,289.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2005–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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