2455 Downey Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2455 Downey Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,540 sqft · built 1975
Lot Size	0.341 acres (14,849 sqft)
Owner	2 Individual Names on File
Last Sale	$155,500 (Dec 2019)
Tax Bill	$752 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0087M-0C-021.00`

Property Details

APN / Parcel Number

Primary APN	`0087M-0C-021.00`
Alternative APN	`17302`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,540 sqft Living Area
Gross Area	2,252 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,849 sqft (0.341 acres)
Lot Width	100 ft Width
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Porch	Porch
Porch Area	376 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17302
Street Address	2455 DOWNEY DR
City	LANCASTER
State	SC
Zip	29720-7530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	100X148.52X100X1
Legal Subdivision	SMOKER
Legal Block	23
Legal Lot Number	23
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2025
Census Tract	10600

Owner

2455 Downey Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2455 DOWNEY DR, LANCASTER, SC 29720-7530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 3, 2019	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR
Apr 1, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	201918350
Deed Book / Page	1288 / 69
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2455 DOWNEY DR, LANCASTER, SC 29720-7530
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000521
Date	Jan 12, 2022
Book Page	4643/1
Instrument	2022000521

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 3, 2019
Property Address	2455 DOWNEY DR, LANCASTER, SC 29720-7530
Document Number	0000018350
Book / Page	001288 / 000069
Instrument Date	Nov 22, 2019
Instrument	18350
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2455 DOWNEY DR LANCASTER SC 297207530, LANCASTER, SC 29720-7530

Mortgage

Document Number	18351
Date	Dec 3, 2019
Book Page	003873/000226
Instrument	18351

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2049

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 1, 2019
Property Address	2455 DOWNEY DR, LANCASTER, SC 29720-7530
Document Number	0000004390
Book / Page	001221 / 000267
Instrument Date	Apr 1, 2019
Instrument	4390
Transaction Type	Foreclosure
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$342.18
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10387 ROCK HILL SC 297310387, ROCK HILL, SC 29731-0387

Tax Assessment & Valuation

The 2025 property tax bill for 2455 Downey Dr was $752, up 16% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00 (+16.05%)	$7,153 Land $744 Building $6,409	$240,500 Land $25,000 Building $215,500
2024	$648.00 (+0.47%)
2023	$645.00 (+0.47%)	$6,220 (-) Land $600 Building $5,620	$155,500 (-) Land $15,000 Building $140,500
2022	$642.00	$6,220 Land $600 Building $5,620	$155,500 Land $15,000 Building $140,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2455 Downey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2455 Downey Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: RiverNet Connect.

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