2449 Downey Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2449 Downey Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 1975
Lot Size	0.357 acres (15,535 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2022)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087M-0C-020.00`

Property Details

APN / Parcel Number

Primary APN	`0087M-0C-020.00`
Alternative APN	`17297`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	1,747 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,535 sqft (0.357 acres)
Lot Width	105 ft Width
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17297
Street Address	2449 DOWNEY DR
City	LANCASTER
State	SC
Zip	29720-7530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	98X150X111X149
Legal Subdivision	SMOKER
Legal Block	22
Legal Lot Number	22
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2025
Census Tract	10600

Owner

2449 Downey Dr is owned and occupied by an individual who bought it in December 2022.

Source: Lancaster County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2449 DOWNEY DR, LANCASTER, SC 29720-7530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2018	Deed, Transfer · VA Mortgage PACIFIC UNION FINANCIAL LLC
Nov 17, 2017	Grant Deed, Transfer HOMEVESTORS INV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on File
Deed Sale	Dec 2, 2022 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	202218648
Deed Book / Page	1613 / 154
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 2, 2022
Property Address	2449 DOWNEY DR, LANCASTER, SC 29720-7530
Document Number	0000018648
Book / Page	1613 / 154
Map Reference	PL 14077
Instrument Date	Nov 23, 2022
Instrument	2022018648
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2449 DOWNEY DR, LANCASTER, SC 29720-7530

Mortgage

Document Number	0000018649
Date	Dec 2, 2022
Instrument	2022018649

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2449 DOWNEY DR, LANCASTER, SC 29720-7530
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002077
Date	Feb 5, 2020
Book Page	3921/062
Instrument	2020002077

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 17, 2018
Property Address	2449 DOWNEY DR, LANCASTER, SC 29720-7530
Document Number	0000014978
Book / Page	1178 / 344
Map Reference	PL14077
Instrument Date	Oct 15, 2018
Instrument	2018014978
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	LAND TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2449 DOWNEY DR, LANCASTER, SC 29720-7530

Mortgage

Document Number	0000014979
Date	Oct 17, 2018
Instrument	2018014979

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 17, 2017
Property Address	2449 DOWNEY DR, LANCASTER, SC 29720-7530
Document Number	0000017082
Book / Page	001097 / 000094
Instrument Date	Nov 10, 2017
Instrument	17082
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	62 GLENDALE AVE SE CONCORD NC 280253650, CONCORD, NC 28025-3650

Mortgage

Document Number	17083
Date	Nov 17, 2017
Book Page	003459/000172
Instrument	17083

Lender

Name	HOMEVESTORS INV
Address	DALLAS, TX 75206

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2449 Downey Dr was $1,105, down 25.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00 (-25.44%)	$7,572 Land $1,200 Building $6,372	$189,300 Land $30,000 Building $159,300
2024	$1,482.00 (-69.08%)
2023	$4,793.00	$14,484 Land $1,800 Building $12,684	$241,400 Land $30,000 Building $211,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2449 Downey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2449 Downey Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: RiverNet Connect.

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