2445 Downey Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2445 Downey Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,414 sqft · built 2023
Lot Size	0.497 acres (21,649 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jan 2023)
Tax Bill	$1,165 (2025)
Deeds & Mortgages	Jan 2023 Sale May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087M-0C-020.01`

Property Details

APN / Parcel Number

Primary APN	`0087M-0C-020.01`
Alternative APN	`17298`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	1,570 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	21,649 sqft (0.497 acres)
Lot Width	156 ft Width

Location & Zoning

Account Number	17298
Street Address	2445 DOWNEY DR
City	LANCASTER
State	SC
Zip	29720-7530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	130X199.5X183X149.1
Legal Subdivision	SMOKER
Legal Block	4
Legal Lot Number	4
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2025
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2445 DOWNEY DR, LANCASTER, SC 29720-7530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed, Subdivision Related Transfer
May 3, 2022	Warranty Deed, Transfer
May 29, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Mar 6, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	2023267
Deed Book / Page	1624 / 252
Record Updated	Sep 20, 2026

January 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 6, 2023
Property Address	2445 DOWNEY DR, LANCASTER, SC 29720-7530
Document Number	0000000267
Book / Page	1624 / 252
Map Reference	PL 2023
Instrument Date	Jan 6, 2023
Instrument	2023000267
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$728.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 DOWNEY DR, LANCASTER, SC 29720-7530
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	May 3, 2022
Property Address	2445 DOWNEY DR, LANCASTER, SC 29720-7530
Document Number	0000007564
Book / Page	1546 / 308
Map Reference	PL 2023
Instrument Date	May 3, 2022
Instrument	2022007564
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2710 MCILWAIN RD, LANCASTER, SC 29720-9572

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	DOWNEY DR, LANCASTER, SC 29720
Document Number	0000007774
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	DOWNEY DR LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	0000007774
Date	Jun 4, 2019
Book Page	003748/000261
Instrument	7774

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2044

Interest

Rate Type	Adjustable Rate

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 6, 2019
Property Address	DOWNEY DR, LANCASTER, SC 29720
Document Number	0000003072
Book / Page	001214 / 000176
Instrument Date	Mar 6, 2019
Instrument	3072
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	257 ARROWOOD AVE LANCASTER SC 297201524, LANCASTER, SC 29720-1524

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,165.00 (-15.46%)	$9,984 (+732%) Land $1,600 Building $8,384	$249,600 (+1,148%) Land $40,000 Building $209,600
2024	$1,378.00 (+247.1%)
2023	$397.00 (+34.12%)	$1,200 (+33.33%) Land $1,200	$20,000 (+33.33%) Land $20,000
2022	$296.00	$900 Land $900	$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: RiverNet Connect.

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