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2454 Promenade Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2454 Promenade Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,944 sqft · built 2024
Lot Size0.16 acres (6,970 sqft)
OwnerCompany Name on File
Last Sale$750,000 (May 2024)
Tax Bill$9,026 (2025)
Deeds & MortgagesMay 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN172631526100011710

Property Details

APN / Parcel Number

Primary APN172631526100011710

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,944 sqft Heated Area
Gross Area2,831 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch
Patio Area840 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2454 PROMENADE DR
CitySAINT CLOUD
StateFL
Zip34772-8858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES PH 1 PB 24 PGS 172-178 LOT 171
Legal Range31E
Legal Township26S
Legal Section17
Legal SubdivisionTWIN LAKES
Legal Phase1
Legal Tract5261
Legal Lot Number171
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1055
Census Tract43301

Owner

2454 Promenade Dr is owned by a company that bought it in May 2024.

Source: Osceola County records, as of December 11, 2025

Owner of RecordCompany Name on File
Mailing Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2024 · Amount on File
Deed SaleMay 15, 2024 · Amount on File
Deed Document Number0006604669
Record UpdatedJun 8, 2026

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 4, 2017
Property Address2454 PROMENADE DR, SAINT CLOUD, FL 34772-8858
Document Number0051420868
Book / Page005142 / 000868
Instrument DateApr 27, 2017
Instrument65735
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address370 CENTERPOINTE CIR #1136 ALTAMONTE SPRINGS FL 327013451, 1136, ALTAMONTE SPRINGS, FL 32701-3451

Mortgage

Document Number51420868
DateMay 4, 2017
Book Page005142/000868
Instrument65735
Lender
NameCENTENNIAL BK
TypeBank
Address201 E GARDEN ST, PENSACOLA, FL 32502-6038
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2454 Promenade Dr was $9,026.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,026.00$416,600 Land $85,000 Building $331,600$416,600 Land $85,000 Building $331,600
2023$2,393.00 (+5.51%)$75,000 (+15.38%) Land $75,000$75,000 (+15.38%) Land $75,000
2022$2,268.00$65,000 Land $65,000$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2454 Promenade Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2454 Promenade Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Fiber · Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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