2454 Pinecone Dr, Howell, MI 48843 Property Records

Livingston County property record for 2454 Pinecone Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1995
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,525 (Dec 1995)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-31-101-037`

Property Details

APN / Parcel Number

Primary APN	`07-31-101-037`
Alternative APN	`470731101037`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	90 ft deep x 85 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2454 PINECONE DR
City	HOWELL
State	MI
Zip	48843-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC 31 T3N R5E LOT 2 OF THE AMENDED PLAT OF OAK CREST BEACH, L32P16 .18 AC M/L SPLIT 9/93 FROM 021
Legal Range	05E
Legal Township	03N
Legal Section	31
Legal Subdivision	OAK CREST BEACH
Legal Tract	712600
Legal Lot Number	2
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1002
Census Tract	712601

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2454 PINECONE DR, HOWELL, MI 48843-8499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL CU
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L CU
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1995 · Amount on Record
Deed Sale	Dec 7, 1995 · Amount on Record
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2454 PINECONE DR, HOWELL, MI 48843-8499
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 PINECONE DR, HOWELL, MI 48843-8499

Mortgage

Document Number	0000021803
Date	Oct 29, 2025
Instrument	2025R-021803

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	500 S HARVEY ST, PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2454 PINECONE DR, HOWELL, MI 48843-8499
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2454 PINECONE DR, HOWELL, MI 48843-8499

Mortgage

Document Number	2021R014021
Date	Mar 31, 2021
Instrument	2021R-014021

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2454 PINECONE DR, HOWELL, MI 48843-8499
Document Number	0000007640
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2454 PINECONE DR HOWELL MI 488438499, HOWELL, MI 48843-8499

Mortgage

Document Number	0000007640
Date	Mar 15, 2017
Instrument	7640

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170-1759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2454 PINECONE DR, HOWELL, MI 48843-8499
Document Number	0000007641
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2454 PINECONE DR HOWELL MI 488438499, HOWELL, MI 48843-8499

Mortgage

Document Number	0000007641
Date	Mar 15, 2017
Instrument	7641

Lender

Name	COMMUNITY FIN'L CU
Type	Credit Union
Address	PLYMOUTH, MI 48170-8050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 14, 2027

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,200 (+28.92%)	$292,400 (+28.92%)
2025	$2,271.00 (+9.39%)
2023		$113,400
2021			$226,800
2019	$2,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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