Lake County property record for 2454 Flat Rock Rd, Dyer, IN 46311
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,660 sqft · built 1979 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,455 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-12-14-0165-0033 |
| Primary APN | 009-12-14-0165-0033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,660 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 009-12-14-0165-0033 |
|---|---|
| Old Parcel Number | 121401650033 |
| Street Address | 2454 FLAT ROCK RD |
| City | DYER |
| State | IN |
| Zip | 46311-1911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD ESTATES ADDITION UNIT 1 LOT 33 |
| Legal Subdivision | PINEWOOD ESTATES ADDITION |
| Legal Lot Number | 33 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | ST. JOHN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 42802 |
2454 Flat Rock Rd is owned and occupied by two individuals who acquired it in July 2018.
Source: Lake County records, as of March 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2454 FLAT ROCK RD, DYER, IN 46311-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 18, 2018 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 |
| Deed Sale | Jul 18, 2018 |
| Deed Document Number | 2018 044822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2454 FLAT ROCK RD, DYER, IN 46311-1911 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000128 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-500128 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 18, 2018 |
| Property Address | 2454 FLAT ROCK RD, DYER, IN 46311-1911 |
| Document Number | 0000044822 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 44822 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2454 FLAT ROCK RD DYER IN 463111911, DYER, IN 46311-1911 |
| Document Number | 44823 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 44823 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 17, 2038 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | St. John Township |
| Municipality | Dyer Town |
| Unified School District | Lake Central School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $348,000 Land $73,900 Building $274,100 | $348,000 Land $73,900 Building $274,100 | |
| 2024 | $3,455.00 | ||
| 2023 | $308,900 (+5.39%) Land $73,900 Building $235,000 | $308,900 (+5.39%) Land $73,900 Building $235,000 | |
| 2022 | $3,549.00 | $293,100 Land $66,500 Building $226,600 | $293,100 Land $66,500 Building $226,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2454 Flat Rock Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2006–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2454 Flat Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND WATER WORKS |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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