Lake County property record for 2453 Flat Rock Rd, Dyer, IN 46311
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,852 sqft · built 1986 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,560 (Sep 2021) |
| Tax Bill | $3,389 (2024) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-12-14-0165-0031 |
| Primary APN | 009-12-14-0165-0031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,852 sqft Living Area |
| Gross Area | 4,762 sqft |
| 1st Floor Area | 1,426 sqft |
| Basement Area | 1,426 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2453 FLAT ROCK RD |
|---|---|
| City | DYER |
| State | IN |
| Zip | 46311-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD ESTATES ADDITION UNIT 1 LOT 31 |
| Legal Subdivision | PINEWOOD ESTATES ADDITION UNIT 1 |
| Legal Lot Number | 31 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | ST. JOHN |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 42802 |
2453 Flat Rock Rd is owned and occupied by an individual who bought it in September 2021.
Source: Lake County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2453 FLAT ROCK RD, DYER, IN 46311-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEACHERS CU |
| Sep 22, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on File |
| Deed Sale | Sep 22, 2021 · Amount on File |
| Prior Sale | Aug 9, 2010 · Amount on File |
| Deed Document Number | 2021528985 |
| Prior Transfer Date | Sep 3, 2021 |
| Prior Transfer Doc | 0000028985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2453 FLAT ROCK RD, DYER, IN 46311-1912 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000025994 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-525994 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SOUTH BEND, IN 46601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 14, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 22, 2021 |
| Property Address | 2453 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000028985 |
| Map Reference | MB 48 PG 98 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021-528985 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2453 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000028986 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021-528986 |
| Name | TEACHERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | St. John Township |
| Municipality | Dyer Town |
| Unified School District | Lake Central School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $342,800 Land $73,900 Building $268,900 | $342,800 Land $73,900 Building $268,900 | |
| 2024 | $3,389.00 | ||
| 2023 | $303,800 (+5.49%) Land $73,900 Building $229,900 | $303,800 (+5.49%) Land $73,900 Building $229,900 | |
| 2022 | $3,485.00 | $288,000 Land $66,500 Building $221,500 | $288,000 Land $66,500 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2453 Flat Rock Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2006–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2453 Flat Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND WATER WORKS |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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