Lake County property record for 2443 Flat Rock Rd, Dyer, IN 46311
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,728 sqft · built 1984 |
| Lot Size | 0.223 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Apr 2025) |
| Tax Bill | $2,846 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-12-14-0165-0029 |
| Primary APN | 009-12-14-0165-0029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,757 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 009-12-14-0165-0029 |
|---|---|
| Old Parcel Number | 121401650029 |
| Street Address | 2443 FLAT ROCK RD |
| City | DYER |
| State | IN |
| Zip | 46311-1912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINEWOOD ESTATES ADDITION UNIT 1 LOT 29 |
| Legal Subdivision | PINEWOOD ESTATES ADDITION |
| Legal Lot Number | 29 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | ST. JOHN |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 42802 |
2443 Flat Rock Rd is owned and occupied by an individual who bought it in April 2025.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Feb 18, 2022 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 26, 2019 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) US BANK NA |
| Jan 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on File |
| Deed Sale | Apr 10, 2025 · Amount on File |
| Prior Sale | Feb 18, 2022 · Amount on File |
| Deed Document Number | 2025-512197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000021026 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021-021026 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000063677 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021-063677 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 10, 2025 |
| Property Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000012197 |
| Map Reference | MB 48 PG 98 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 2025-512197 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000012198 |
|---|---|
| Date | Apr 10, 2025 |
| Instrument | 2025-512198 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 18, 2022 |
| Property Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000007613 |
| Map Reference | MB 48 PG 98 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022-507613 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000007614 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-507614 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000012064 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019 012064 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | LIBOR |
| Max Rate | 8.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 21, 2020 |
| Property Address | 2443 FLAT ROCK RD, DYER, IN 46311-1912 |
| Document Number | 0000005265 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 5265 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2443 FLAT ROCK RD DYER IN 463111912, DYER, IN 46311-1912 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | St. John Township |
| Municipality | Dyer Town |
| Unified School District | Lake Central School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,500 (+5.95%) Land $73,900 Building $221,600 | $295,500 (+5.95%) Land $73,900 Building $221,600 | |
| 2024 | $2,846.00 | $278,900 (+6.33%) Land $73,900 Building $205,000 | $278,900 (+6.33%) Land $73,900 Building $205,000 |
| 2023 | $262,300 (+5.77%) Land $73,900 Building $188,400 | $262,300 (+5.77%) Land $73,900 Building $188,400 | |
| 2022 | $2,949.00 | $248,000 Land $66,500 Building $181,500 | $248,000 Land $66,500 Building $181,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2443 Flat Rock Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2006–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2443 Flat Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND WATER WORKS |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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