24536 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24536 Pappas Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1989
Lot Size	0.439 acres (19,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Mar 2017)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-571-12-00`

Property Details

APN / Parcel Number

Primary APN	`288-571-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,786 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	19,102 sqft (0.439 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24536 PAPPAS RD
City	RAMONA
State	CA
Zip	92065-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 546 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	2
Legal Lot Number	546
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2000
Census Tract	20811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24536 PAPPAS RD, RAMONA, CA 92065-4910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Nov 2, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Mar 8, 2017	Grant Deed, Transfer · VA Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on Record
Deed Sale	Mar 8, 2017 · Amount on Record
Prior Sale	Apr 15, 2009 · Amount on Record
Deed Document Number	2017108217
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0000176593
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24536 PAPPAS RD, RAMONA, CA 92065-4910
Transaction Type	Mortgage
Record Updated	Apr 20, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24536 PAPPAS RD, RAMONA, CA 92065-4910

Mortgage

Document Number	0000158800
Date	Apr 12, 2022
Instrument	2022-0158800

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24536 PAPPAS RD, RAMONA, CA 92065-4910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081287
Date	Feb 18, 2020
Instrument	2020-0081287

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24536 PAPPAS RD, RAMONA, CA 92065-4910
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24536 PAPPAS RD, RAMONA, CA 92065-4910

Mortgage

Document Number	0000847183
Date	Dec 30, 2020
Instrument	2020-0847183

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24536 PAPPAS RD, RAMONA, CA 92065-4910
Document Number	0000541822
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24536 PAPPAS RD RAMONA CA 920654910, RAMONA, CA 92065-4910

Mortgage

Document Number	0000541822
Date	Nov 21, 2017
Instrument	541822

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 8, 2017
Property Address	24536 PAPPAS RD, RAMONA, CA 92065-4910
Document Number	0000108217
Map Reference	MAP7893
Instrument Date	Feb 6, 2017
Instrument	2017-0108217
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24536 PAPPAS RD, RAMONA, CA 92065-4910

Mortgage

Document Number	0000108218
Date	Mar 8, 2017
Instrument	2017-0108218

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,145 (+2%) Land $238,647 Building $292,498
2025	$4,667.00 (+12.46%)	$520,731 (+9.28%) Land $233,968 Building $286,763
2023	$4,150.00 (-3.24%)	$476,513 Land $224,884 Building $251,629
2022	$4,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: San Diego Broadband.

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