24529 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24529 Pappas Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,667 sqft · built 1999
Lot Size	0.435 acres (18,948 sqft)
Owner	2 Individuals on Record
Last Sale	$710,000 (Sep 2020)
Tax Bill	$7,286 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-571-18-00`

Property Details

APN / Parcel Number

Primary APN	`288-571-18-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,667 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	18,948 sqft (0.435 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	24529 PAPPAS RD
City	RAMONA
State	CA
Zip	92065-4909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 552 TR 007893
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007893
Legal Block	2
Legal Lot Number	552
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2000
Census Tract	20811

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	24529 PAPPAS RD, RAMONA, CA 92065-4909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2020	Grant Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 28, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jul 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Jun 26, 2008 · Amount on Record
Deed Document Number	2020578198
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000578197
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24529 PAPPAS RD, RAMONA, CA 92065-4909
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24529 PAPPAS RD, RAMONA, CA 92065-4909

Mortgage

Document Number	0000586601
Date	Aug 18, 2021
Instrument	2021-0586601

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	24529 PAPPAS RD, RAMONA, CA 92065-4909
Document Number	0000578198
Map Reference	MAP 7893
Instrument Date	Aug 31, 2020
Instrument	2020-0578198
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24529 PAPPAS RD, RAMONA, CA 92065-4909

Mortgage

Document Number	0000578199
Date	Sep 28, 2020
Instrument	2020-0578199

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2020
Property Address	24529 PAPPAS RD, RAMONA, CA 92065-4909
Document Number	0000578197
Instrument Date	Aug 31, 2020
Instrument	578197
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1042 WILLOW CREEK ROAD A101-510 PRESCOTT AZ 86301, PRESCOTT, AZ 86301

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2018
Property Address	24529 PAPPAS RD, RAMONA, CA 92065-4909
Document Number	0000309675
Instrument Date	Jul 9, 2018
Instrument	309675
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11520 N CIELO MESA LN PRESCOTT AZ 863057447, PRESCOTT, AZ 86305-7447

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,892 (+2%) Land $213,135 Building $570,757
2025	$7,286.00 (+5.38%)	$768,522 (+4.04%) Land $208,956 Building $559,566
2023	$6,914.00 (-2.56%)	$738,682 Land $200,843 Building $537,839
2022	$7,096.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: San Diego Broadband.

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