24524 Pappas Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24524 Pappas Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,054 sqft · built 2004
Lot Size	0.409 acres (17,828 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-571-14-00`

Property Details

APN / Parcel Number

Primary APN	`288-571-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,054 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	17,828 sqft (0.409 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24524 PAPPAS RD
City	RAMONA
State	CA
Zip	92065-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 548 TR 007893
Legal Subdivision	COUNTRY CLUB V
Legal Tract	007893
Legal Block	2
Legal Lot Number	548
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2000
Census Tract	20811

Owner

Source: San Diego County records · APN 288-571-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24524 PAPPAS RD, RAMONA, CA 92065-4910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit CABRILLO CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 07, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Feb 04, 2019	Deed of Trust, Mortgage · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2015
Deed Sale	Apr 15, 2015
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Document Number	2015178096
Prior Transfer Date	Apr 09, 2015
Prior Transfer Doc	0000178096
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24524 PAPPAS RD, RAMONA, CA 92065-4910
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178477
Date	Apr 21, 2017
Instrument	2017-0178477

Lender

Name	CABRILLO CU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24524 PAPPAS RD, RAMONA, CA 92065-4910
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24524 PAPPAS RD, RAMONA, CA 92065-4910

Mortgage

Document Number	0000545508
Date	Sep 16, 2020
Instrument	2020-0545508

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24524 PAPPAS RD, RAMONA, CA 92065-4910
Document Number	0000582088
Instrument Date	Dec 07, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24524 PAPPAS RD RAMONA CA 920654910, RAMONA, CA 92065-4910

Mortgage

Document Number	0000582088
Date	Dec 12, 2019
Instrument	582088

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24524 PAPPAS RD, RAMONA, CA 92065-4910
Document Number	0000045715
Instrument Date	Feb 04, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24524 PAPPAS RD RAMONA CA 920654910, RAMONA, CA 92065-4910

Mortgage

Document Number	0000045715
Date	Feb 08, 2019
Instrument	45715

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 07, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$385,357 (+2%) Land $130,672 Building $254,685
2025	$5,009.00 (+7.65%)	$377,802 (+4.04%) Land $128,110 Building $249,692
2023	$4,653.00 (-2.74%)	$363,135 Land $123,137 Building $239,998
2022	$4,784.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014, rainfall accumulation

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	About 1 in 59 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20

May also be available at this address: Verizon, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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