2452 Smith Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2452 Smith Ave, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,757 sqft · built 1963
Lot Size0.389 acres (16,945 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Sep 2024)
Tax Bill$3,551 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Apr 2020 Mortgage
+ 1 more
APN0204002000230

Property Details

APN / Parcel Number

Primary APN0204002000230

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,757 sqft Living Area
1st Floor Area1,757 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,945 sqft (0.389 acres)
Lot Dimensions104 ft deep x 70 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area544 sqft
PorchPorch
Porch Area108 sqft
Deck AreaDeck Area
Patio Area572 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2452 SMITH AVE
CityCHESAPEAKE
StateVA
Zip23325-4516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description23 VALLEY STREAM
Legal SubdivisionPINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3000
Census Tract20809

Owner

Source: Chesapeake City records · APN 0204002000230

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2452 SMITH AVE, CHESAPEAKE, VA 23325-4516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NATIONAL ASSOCIATION
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 08, 2017Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2024 · Amount on Record
Deed SaleSep 20, 2024 · Amount on Record
Prior SaleJun 08, 2017 · Amount on Record
Deed Document Number202419599
Deed Book / Page10787 / 530
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2452 SMITH AVE, CHESAPEAKE, VA 23325-4516
Transaction TypeMortgage
Record UpdatedFeb 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010637/876
DateFeb 09, 2023
Book Page10637/876
Instrument230002692
Lender
NamePNC BANK NATIONAL ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term472 Months
DueJun 01, 2062
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2452 SMITH AVE, CHESAPEAKE, VA 23325-4516
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10135/698
DateApr 10, 2020
Book Page10135/698
Instrument200011109
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 08, 2017
Property Address2452 SMITH AVE, CHESAPEAKE, VA 23325-4516
Document Number9796/469
Book / Page9796 / 469
Instrument DateJun 06, 2017
Instrument170015468
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyAMERICAN HOME TITLE, AMERICAN HOME TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2452 SMITH AVE, CHESAPEAKE, VA 23325-4516

Mortgage

Document Number170015469
DateJun 08, 2017
Instrument170015469
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,551.00 (+49.2%)$351,600 (+20.95%) Land $125,000 Building $226,600$351,600 (+20.95%) Land $125,000 Building $226,600
2023$290,700 (+8.27%) Land $105,000 Building $185,700$290,700 (+8.27%) Land $105,000 Building $185,700
2022$268,500 Land $95,000 Building $173,500$268,500 Land $95,000 Building $173,500
2019$2,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208093, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (1989–2016)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2016 · Hurricane Matthew

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA3550051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Smith Ave

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