Wakulla County property record for 2413 Surf Rd, Panacea, FL 32346 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,395 sqft · built 1972 |
| Lot Size | 0.598 acres (26,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2026) |
| Tax Bill | $3,897 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 02-6S-02W-033-03640-000 |
| Primary APN | 02-6S-02W-033-03640-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,395 sqft Living Area |
| Gross Area | 2,400 sqft Gross Area |
| 1st Floor Area | 1,395 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,049 sqft (0.598 acres) |
| Lot Dimensions | 290 ft deep x 80 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 399 sqft Driveway |
| Garage Type | Carport |
| Garage Area | 399 sqft Garage |
| Carport | Carport |
| Carport Area | 399 sqft Carport |
| Patio Area | 133 sqft Patio |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 176 sqft Porch |
| View / Lot | River |
| Utility Building | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2413 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TARPON SHORES SUB UNIT 1 LOT 22 & E 10 FT OF LOT 23 OR 17 P 165 OR 32 P 788 OR 151 P 366 OR 247 P 567 OR 960 P 406 DC OR 962 P 50 LOA OR 963 P 723 ORDER OR 965 P 611 ORDER OR 966 P 460 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 02 |
| Legal Subdivision | TARPON SHORES UT I |
| Legal Lot Number | 22,23 |
| Legal Unit | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records · APN 02-6S-02W-033-03640-000
Assessment roll updated January 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33233 WILLWOOD LN, CROSSLAKE, MN 56442-2847 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Apr 06, 2015 · Amount on Record |
| Deed Document Number | 2026453661 |
| Deed Book / Page | 1461 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | May 04, 2026 |
| Property Address | 2413 SURF RD, PANACEA, FL 32346-2640 |
| Document Number | 0000453661 |
| Book / Page | 1461 / 123 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026453661 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | WAKULLA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33233 WILLWOOD LN, CROSSLAKE, MN 56442-2847 |
| Document Number | 0000453662, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026453662 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Wakulla County records · Assessment roll updated January 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,897.00 (+7.92%) | $274,349 (+4.86%) Land $148,500 Building $125,849 | $274,349 (+4.86%) Land $148,500 Building $125,849 |
| 2024 | $3,611.00 (+15%) | $261,643 (+29.83%) Land $148,500 Building $113,143 | $261,643 (+29.83%) Land $148,500 Building $113,143 |
| 2023 | $3,140.00 (+2.88%) | $201,530 (+2.98%) Land $90,000 Building $111,530 | $201,530 (+2.98%) Land $90,000 Building $111,530 |
| 2022 | $3,052.00 | $195,692 Land $90,000 Building $105,692 | $195,692 Land $90,000 Building $105,692 |
Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 503 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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