2451 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2451 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,555 sqft · built 1976
Lot Size	0.29 acres (12,616 sqft)
Owner	Individual Name on Record
Last Sale	$502,000 (Apr 2022)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-04-00125-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-04-00125-0`
Alternative APN	`746358`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	1,969 sqft
1st Floor Area	1,555 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1978
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	12,616 sqft (0.29 acres)
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,058 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2451 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	P HILLCR 4 LOT 125
Legal Subdivision	P HILLCR 4
Legal Lot Number	125
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2012
Census Tract	970401

Owner

Source: Island County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2451 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 30, 2019	Warranty Deed, Transfer · VA Mortgage BANK OF THE PACIFIC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	20224542836
Prior Transfer Date	May 23, 2012
Prior Transfer Doc	0004317114
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Apr 5, 2022
Property Address	2451 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004542836
Map Reference	VOL 12 PG 14&15
Instrument Date	Apr 1, 2022
Instrument	4542836
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,040.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 OLYMPIC DR, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	0004542837
Date	Apr 5, 2022
Instrument	4542837

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 28, 2021
Property Address	2451 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004509346
Map Reference	VOL 12 PG 14&15
Instrument Date	Jan 22, 2021
Instrument	4509346
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,453.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 OLYMPIC DR, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	0004509347
Date	Jan 28, 2021
Instrument	4509347

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 12, 2020
Property Address	2451 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004502133
Instrument Date	Nov 3, 2020
Instrument	4502133
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 OLYMPIC DR OAK HARBOR WA 982778018, OAK HARBOR, WA 98277-8018

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	May 30, 2019
Property Address	2451 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004464535
Instrument Date	May 29, 2019
Instrument	4464535
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,523.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2451 OLYMPIC DR OAK HARBOR WA 982778018, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	4464537
Date	May 30, 2019
Instrument	4464537

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,449.00 (+8.25%)	$503,673 (+2.56%) Land $210,000 Building $293,673	$503,673 (+2.56%) Land $210,000 Building $293,673
2023	$3,186.00	$491,084 (+14.53%) Land $190,000 Building $301,084	$491,084 (+14.53%) Land $190,000 Building $301,084
2022		$428,788 Land $180,000 Building $248,788	$428,788 Land $180,000 Building $248,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

Nearby Properties on Olympic Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures