2430 Olympic Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2430 Olympic Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1977
Owner	Individual Name on Record
Last Sale	$303,000 (Jun 2018)
Tax Bill	$3,133 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-04-00107-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-04-00107-0`
Alternative APN	`344862`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,685 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	503 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	344862
Street Address	2430 OLYMPIC DR
City	OAK HARBOR
State	WA
Zip	98277-8018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	P HILLCR 4 LOT 107
Legal Subdivision	PATTONS HILLCREST 4
Legal Lot Number	107
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2013
Census Tract	970401

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2430 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 8, 2018	Warranty Deed, Transfer · VA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	4445795
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2430 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 OLYMPIC DR, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	0004550098
Date	Aug 23, 2022
Instrument	4550098

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2430 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004482377
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2430 OLYMPIC DR OAK HARBOR WA 982778018, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	0004482377
Date	Mar 3, 2020
Instrument	4482377

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 8, 2018
Property Address	2430 OLYMPIC DR, OAK HARBOR, WA 98277-8018
Document Number	0004445795
Map Reference	VOL12 PG14&15
Instrument Date	May 31, 2018
Instrument	4445795
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE OF ISLAND CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,398.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2430 OLYMPIC DR, OAK HARBOR, WA 98277-8018

Mortgage

Document Number	0004445796
Date	Jun 8, 2018
Instrument	4445796

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$471,206 (+3.95%) Land $210,000 Building $261,206	$471,206 (+3.95%) Land $210,000 Building $261,206
2023	$3,133.00	$453,308 (+7.52%) Land $190,000 Building $263,308	$453,308 (+7.52%) Land $190,000 Building $263,308
2022		$421,592 Land $180,000 Building $241,592	$421,592 Land $180,000 Building $241,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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